What's In My Jar
Sarah Chapman Skin Insurance SPF 50+
Sarah Chapman

Sarah Chapman Skin Insurance SPF 50+

SPF 50Efficacy100/100IrritancyHigh·6 UV filters
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Works for

1 of 1 advertised claim delivered

Sun protection
SPF 50 · 6 UV filters
Broad spectrum
SPF 50Broad spectrumChemical filtersNano filters

This product offers a good level of protection against both UVB and UVA rays.

This sunscreen uses organic (so-called "chemical") sunscreen filters. Organic, or "chemical" filters usually provide reliable sun protection and rarely leave a white cast. Sunscreens with organic filters can sting eyes.

UV spectrum
UVB290–320 nmUVA II320–340 nmUVA I340–400 nm
Octinoxate
Uvinul T
Titanium Dioxide
Tinosorb S
Tinosorb M
Uvinul A Plus
FilterCoverageWhat it doesEst. amount
OctinoxateEthylhexyl MethoxycinnamateUVBOctinoxate. When used in higher concentrations, works as a sunscreen protecting the skin from UVB rays. When used in lower concentration, helps to preserve the product formulation. Is shown to be harmful to coral reefs - consider avoiding bathing in coral reef areas when wearing a product with this ingredient. It can be irritating~5.2–6.4%
Uvinul TEthylhexyl TriazoneUVB Photo-stable Uvinul T. A UV filter. Effective against UVB rays. It is photostable. Can increase water resistance properties of the sunscreen. Unfortunately, not approved by the FDA (US) yet~2.6–3.2%
Titanium Dioxide Mineral UVBUVA2 Photo-stable Works as a UV filter when used in high concentrations. It is photostable and is effective mostly against the UVB light, with some protection in the UVA range. In small concentrations, used for its ability to improve the color of cosmetic products. Is usually well tolerated by the skin~0.3–0.55%
Tinosorb SBis-ethylhexyloxyphenol Methoxyphenyl TriazineUVBUVA Photo-stable Tinosorb S. One of the most effective broad spectrum sunscreen ingredients. Protects from both UVA and UVB rays. It is photostable. Unfortunately, not approved by FDA (US) yet.~4.7–5.8%
Tinosorb MMethylene Bis-benzotriazolyl TetramethylbutylphenolUVBUVA Photo-stable Tinosorb M. A UV filter. Is effective against both UVA and UVB rays. It also provides some protection against visible light. It is photostable and can also be used to improve photostability of other sunscreen ingredients. Its physical properties help to create lightweight sunscreen formulations. It can leave a slight white cast. Unfortunately, it is not approved by the FDA (US) yet~0.75–1.1%
Uvinul A PlusDiethylamino Hydroxybenzoyl Hexyl BenzoateUVA1 Photo-stable Uvinul A Plus. A new generation broad spectrum sunscreen that offers an effective protection especially in the UVA range. It is stable in formulations. Unfortunately, is not approved by the FDA (US) yet~3.2–4%
~ marks concentrations estimated from label position and typical use levels
Anti-oxidation
Not advertised by the brand · 8 ingredients credited for this claim
Strong support

This product contains antioxidants (polygonum aviculare extract) that can help neutralize free radicals in skin. By doing so, they can lessen the damage the skin gets from the UV light (sun).

Polygonum aviculare extractKey activeEffect: HighA plant extract that contains a flavanol Juglanin. It can help neutralize free radicals in skin and reduce inflammation~0.3–0.6%
Pyridoxine hclEffect: LowMight help neutralize free radicals in skin~0.25–0.5%
Limnanthes alba seed oilEffect: LowThis oil's cmposition is closest to rapeseed oil. It is a very stable oil and serves as an emoillient~0.25–0.5%
Pelargonium graveolens flower oilEffect: LowAn essential oil. Can be irritating. Can become an allergen with oxidation~0.3–0.55%
TocopherolUnder-dosedEffect: HighPure form of vitamin E. Can help moisturise and protect the skin from free radicals. Often used to help stabilise other ingredients or the formula itself~0.3–0.55%
Sodium ascorbyl phosphateUnder-dosedEffect: MediumA stable derivative of vitamin C. It is oil-soluble which means it is more likely to penetrate the skin compared to the pure form of vitamin C (which is water-soluble), but it is less bio-available and is way less effective in stimulating collagen and reducing wrinkles compared to the pure form of vitamin C (L-ascorbic acid) and its other derivatives (for example, magnesium ascorbyl phosphate). At the same time, this vitamin C derivative has been shown in studies to be effective in reducing acne, blemishes and clogged pores. It is less irritating then the pure form of vitamin C~0.3–0.55%
Tocopheryl acetateEffect: Low, below effective doseA more stable but less bio-available form of vitamin E compared to Tocopherol. Might help moisturize and protect the skin from free radicals, but mostly used in low concentrations to stabilize other ingredients.~0.25–0.45%
Rosmarinus officinalis leaf extractEffect: Low, below effective doseCan be helpful in reducing inflammation in skin, including inflamed acne. It can be irritating~0.25–0.5%
Anti-aging
Not advertised by the brand · 7 ingredients credited for this claim
Strong support

This product can help prevent early signs of skin aging because it offers a good level of broad spectrum sun protection. Sun damage is the main cause of premature skin aging, and protecting your skin from the sun is the best anti-aging strategy.

These ingredients in the product might also be helpful for reducing and preventing fine lines, wrinkles, and skin elasticity, even though there is no conclusive evidence for their effectiveness: cyclotetrapeptide-24 aminocyclohexane carboxylate, nonapeptide-1.

Cyclotetrapeptide-24 aminocyclohexane carboxylateKey activeEffect: MediumA type of peptide. Peptides are excellent moisturizers and might be able support collagen production reducing fine lines and wrinkles~0.3–0.5%
Nonapeptide-1Key activeEffect: MediumA type of peptide. Peptides are excellent moisturizers and might be able support collagen production reducing fine lines and wrinkles~0.25–0.5%
Panthenyl triacetateEffect: LowA stable oil-soluble derivative of vitamin B5. It can help support skin barrier and reduce inflammation in skin~0.25–0.45%
Limnanthes alba seed oilEffect: LowThis oil's cmposition is closest to rapeseed oil. It is a very stable oil and serves as an emoillient~0.25–0.5%
NiacinamideUnder-dosedEffect: HighIs proven to be effective in reducing blemishes, evening out skin tone and helping to improve lines and wrinkles. It helps the skin to repair sun damage, calm down inflammation and keep maintain good levels of moisture. The concentration of about 2% is effective for supporting the skin barrier and evening out the skin tone. Concentration of 4-6% is better for helping with acne and balancing the sebum production~0.25–0.5%
Sodium ascorbyl phosphateEffect: Low, below effective doseA stable derivative of vitamin C. It is oil-soluble which means it is more likely to penetrate the skin compared to the pure form of vitamin C (which is water-soluble), but it is less bio-available and is way less effective in stimulating collagen and reducing wrinkles compared to the pure form of vitamin C (L-ascorbic acid) and its other derivatives (for example, magnesium ascorbyl phosphate). At the same time, this vitamin C derivative has been shown in studies to be effective in reducing acne, blemishes and clogged pores. It is less irritating then the pure form of vitamin C~0.3–0.55%
TocopherolEffect: Low, below effective dosePure form of vitamin E. Can help moisturise and protect the skin from free radicals. Often used to help stabilise other ingredients or the formula itself~0.3–0.55%
Moisturizing
Not advertised by the brand · 28 ingredients credited for this claim
Strong support

This product can help improve hydration of the skin with the two types of ingredients.

The first type is called “humectants”:
these ingredients help attract water. When humectants are on the surface of the skin, they “pull in” the moisture from the outside environment, or from within deeper layers of the skin. The following ingredients in this product do the job: dextran, glycerin.

This product also contains ingredients called “occlusives”. They help reduce the speed with which our skin loses moisture to the outside environment. These ingredients also help soften the upper layer of the skin, so it feels less tight and nicer to the touch. The following ingredients in this product do the job: dimethicone, helianthus annuus seed oil.

The following ingredients in this product are especially good for supporting the skin barrier and helping with the hydration level: cyclotetrapeptide-24 aminocyclohexane carboxylate, nonapeptide-1

Ethyl linoleateKey active· EmollientEffect: HighHelps reduce acne and blemishes. Helps to soften the upper layer of the skin and reduce inflammation. Might be helpful in reducing hyperpigmentation and evening out the skin tone, but evidence of effectiveness in skin are lacking~0.25–0.45%
GlycerinKey active· HumectantEffect: HighOne of the best moisturizing ingredients. Naturally present in skin. It attracts water to the upper layer of the skin working as a humectant~0.3–0.6%
Helianthus annuus hybrid oilKey active· EmollientEffect: HighHelps soften the upper layer of the skin~0.25–0.5%
Helianthus annuus seed oilKey active· Emollient, OcclusiveEffect: HighA great emollient due to its high linoleic acid content. One of the most effective plant oils in helping skin hydration and repairing skin barrier function~0.25–0.5%
IsomaltKey active· HumectantEffect: HighHelps attract water to the upper layer of the skin~0.4–0.65%
Limnanthes alba seed oilKey active· EmollientEffect: HighThis oil's cmposition is closest to rapeseed oil. It is a very stable oil and serves as an emoillient~0.25–0.5%
Nonapeptide-1HeroEffect: HighA type of peptide. Peptides are excellent moisturizers and might be able support collagen production reducing fine lines and wrinkles~0.25–0.5%
Panthenyl triacetateKey activeEffect: HighA stable oil-soluble derivative of vitamin B5. It can help support skin barrier and reduce inflammation in skin~0.25–0.45%
Saccharide isomerateKey active· HumectantEffect: HighHelps attract water to the upper layer of the skin~0.25–0.45%
SqualaneKey active· Emollient, OcclusiveEffect: HighAn oil naturally present in skin. Works as an emollient to soften the skin and form a protective layer on its surface without a greasy feeling.~0.3–0.55%
Calcium pantothenateKey activeEffect: HighHelps support skin barrier function improving skin hydration and reducing sensitivity~0.3–0.55%
Cyclotetrapeptide-24 aminocyclohexane carboxylateHeroEffect: HighA type of peptide. Peptides are excellent moisturizers and might be able support collagen production reducing fine lines and wrinkles~0.3–0.5%
DextranKey active· HumectantEffect: HighHelps attract water to the most upper layer of the skin. Derived from sugar~0.3–0.5%
DimethiconeKey active· Emollient, OcclusiveEffect: HighA silicone that helps to reduce water loss from the surface of the skin. Can temporarily "fill in" lines and wrinkles, absorb oil, and create a nice product finish~1.5–1.9%
EctoinKey activeEffect: HighSoftens the upper layer of the skin and can support skin barrier function~0.25–0.5%
Plankton extractKey activeEffect: MediumCan help attract water to the upper layer of the skin~0.3–0.55%
Methyl gluceth-20Key active· HumectantEffect: MediumHelps attract water to the upper layer of the skin and soften it~0.65–1%
Diisopropyl sebacateKey active· EmollientEffect: MediumHelps soften the upper layer of the skin without creatng a greasy finish~0.35–0.65%
CyclopentasiloxaneKey active· EmollientEffect: MediumA silicone that helps improve the product texture and spreadability. Can absorb oil creating a short-term mattifying effect on the skin~3.3–4%
Butylene glycol· HumectantEffect: LowUsed to create a nice product texture and help delivery of other ingredients. Might be somewhat helpful in attracting water to the upper layer of the skin~0.95–1.15%
Dicaprylyl ether· EmollientEffect: LowHelps soften the upper layer of the skin while creating a non-greasy feel on the skin. Helps to dissolve other ingredients~1.7–2.1%
Aloe barbadensis leaf juice powderEffect: LowTraditionally used to treat sunburns, dermatitis and inflammation, but evidence for its effectiveness is lacking. The extract can contain humectants that help attract water into the skin~0.25–0.5%
Isodecyl neopentanoate· Emollient, OcclusiveEffect: LowAn emollient that helps soften the skin. It also forms a protective on its surface to reduce water loss.~0.45–0.65%
Rosa damascena flower oilEffect: LowUsed as a fragrance. Can be irritating~0.25–0.5%
NiacinamideUnder-dosedEffect: HighIs proven to be effective in reducing blemishes, evening out skin tone and helping to improve lines and wrinkles. It helps the skin to repair sun damage, calm down inflammation and keep maintain good levels of moisture. The concentration of about 2% is effective for supporting the skin barrier and evening out the skin tone. Concentration of 4-6% is better for helping with acne and balancing the sebum production~0.25–0.5%
AllantoinUnder-dosedEffect: HighHelps calm down inflammation in skin and can help reduce itching. Helps to repair the skin barrier and keep skin hydrated~0.25–0.45%
TocopherolEffect: Low, below effective dosePure form of vitamin E. Can help moisturise and protect the skin from free radicals. Often used to help stabilise other ingredients or the formula itself~0.3–0.55%
LecithinEffect: Low, below effective doseUsed mostly for creating emulsions - helping oil and water mix together. Helps soften the upper layer of the skin~0.25–0.5%
Evens skin tone
Not advertised by the brand · 2 ingredients credited for this claim
Strong support

This product offers broad spectrum sun protection. It means that it can prevent hyperpigmentation and help keep the skin tone even (sun damage is the main factor causing age spots, darkening of post-acne marks and other discolorations).

Ethyl linoleateEffect: LowHelps reduce acne and blemishes. Helps to soften the upper layer of the skin and reduce inflammation. Might be helpful in reducing hyperpigmentation and evening out the skin tone, but evidence of effectiveness in skin are lacking~0.25–0.45%
NiacinamideUnder-dosedEffect: HighIs proven to be effective in reducing blemishes, evening out skin tone and helping to improve lines and wrinkles. It helps the skin to repair sun damage, calm down inflammation and keep maintain good levels of moisture. The concentration of about 2% is effective for supporting the skin barrier and evening out the skin tone. Concentration of 4-6% is better for helping with acne and balancing the sebum production~0.25–0.5%
Anti-blemish
Not advertised by the brand · 6 ingredients credited for this claim
Good support

This product might be able to help reduce blemishes and clogged pores because it contains ethyl linoleate.

Ethyl linoleateKey activeEffect: HighHelps reduce acne and blemishes. Helps to soften the upper layer of the skin and reduce inflammation. Might be helpful in reducing hyperpigmentation and evening out the skin tone, but evidence of effectiveness in skin are lacking~0.25–0.45%
Octadecenedioic acidEffect: LowHelps oil and water mix together. Might help suppress growth of acne-triggering bacteria in skin~0.25–0.5%
Sodium ascorbyl phosphateUnder-dosedEffect: HighA stable derivative of vitamin C. It is oil-soluble which means it is more likely to penetrate the skin compared to the pure form of vitamin C (which is water-soluble), but it is less bio-available and is way less effective in stimulating collagen and reducing wrinkles compared to the pure form of vitamin C (L-ascorbic acid) and its other derivatives (for example, magnesium ascorbyl phosphate). At the same time, this vitamin C derivative has been shown in studies to be effective in reducing acne, blemishes and clogged pores. It is less irritating then the pure form of vitamin C~0.3–0.55%
NiacinamideUnder-dosedEffect: HighIs proven to be effective in reducing blemishes, evening out skin tone and helping to improve lines and wrinkles. It helps the skin to repair sun damage, calm down inflammation and keep maintain good levels of moisture. The concentration of about 2% is effective for supporting the skin barrier and evening out the skin tone. Concentration of 4-6% is better for helping with acne and balancing the sebum production~0.25–0.5%
Rosmarinus officinalis leaf extractUnder-dosedEffect: MediumCan be helpful in reducing inflammation in skin, including inflamed acne. It can be irritating~0.25–0.5%
AllantoinEffect: Low, below effective doseHelps calm down inflammation in skin and can help reduce itching. Helps to repair the skin barrier and keep skin hydrated~0.25–0.45%

Can it cause trouble?

Irritancy
12 strong irritants: Parfum, Jasminum officinale flower extract + 10 more — patch-test recommended
High risk
We flagged 37 ingredients with irritancy potential. Severity depends on your sensitivity threshold; the table lists the worst offenders first.
IngredientFunctionIrritationEst. amount
Ethylhexyl methoxycinnamateOctinoxate. When used in higher concentrations, works as a sunscreen protecting the skin from UVB rays. When used in lower concentration, helps to preserve the product formulation. Is shown to be harmful to coral reefs - consider avoiding bathing in coral reef areas when wearing a product with this ingredient. It can be irritatingHigh~5.2–6.4%est.
AlcoholCan be drying and contribute to skin irritation. Used in formulars to dissolve other ingredients, create a thinner product consistency or for its antibacterial propertiesHigh~0.25–0.45%est.
Decyl glucosideHelps oil and water mix together. Can be irritatingHigh~0.45–0.65%est.
Oleyl alcoholUsed as a fragranceHigh~0.25–0.45%est.
ParfumAn aromatic blend of unspecified and possibly irritating ingredientsHigh~0.2–0.4%est.
Jasminum officinale flower extractFragrance. Can be irritatingHigh~0.25–0.5%est.
Pelargonium graveolens flower oilAn essential oil. Can be irritating. Can become an allergen with oxidationHigh~0.3–0.55%est.
Santalum spicata wood oil—High~0.25–0.5%est.
Propylene glycolHelps oil and water mix together and can enhance the penetration of other ingredients into the skin. It can be irritatingHigh~0.25–0.5%est.
Rosa damascena flower oilUsed as a fragrance. Can be irritatingHigh~0.25–0.5%est.
Rosmarinus officinalis leaf extractCan be helpful in reducing inflammation in skin, including inflamed acne. It can be irritatingHigh~0.25–0.5%est.
LinaloolA fragrance. Can be irritatingHigh~0.25–0.45%est.
LimoneneA common frangrance that can easily irritate skin, especially if exposed to air, light or heatHigh~0.25–0.45%est.
Benzyl benzoateFragrance with sweet balsamic smell. Help to preserve products and dissolve other ingredients. Could trigger allergic reactions and be irritatingHigh~0.25–0.45%est.
CitronellolA fragrance. Can be irritatingHigh~0.25–0.45%est.
GeraniolA fragrance. Can be irritatingHigh~0.2–0.4%est.
FarnesolAdded to create a nice product smell. Can be irritatingHigh~0.2–0.4%est.
Bis-ethylhexyloxyphenol methoxyphenyl triazineTinosorb S. One of the most effective broad spectrum sunscreen ingredients. Protects from both UVA and UVB rays. It is photostable. Unfortunately, not approved by FDA (US) yet.Medium~4.7–5.8%est.
Diethylamino hydroxybenzoyl hexyl benzoateUvinul A Plus. A new generation broad spectrum sunscreen that offers an effective protection especially in the UVA range. It is stable in formulations. Unfortunately, is not approved by the FDA (US) yetMedium~3.2–4%est.
Ethylhexyl triazoneUvinul T. A UV filter. Effective against UVB rays. It is photostable. Can increase water resistance properties of the sunscreen. Unfortunately, not approved by the FDA (US) yetMedium~2.6–3.2%est.
Potassium cetyl phosphateHelps oil and water mix togetherMedium~1.2–1.4%est.
Methylene bis-benzotriazolyl tetramethylbutylphenolTinosorb M. A UV filter. Is effective against both UVA and UVB rays. It also provides some protection against visible light. It is photostable and can also be used to improve photostability of other sunscreen ingredients. Its physical properties help to create lightweight sunscreen formulations. It can leave a slight white cast. Unfortunately, it is not approved by the FDA (US) yetMedium~0.75–1.1%est.
Ethyl linoleateHelps reduce acne and blemishes. Helps to soften the upper layer of the skin and reduce inflammation. Might be helpful in reducing hyperpigmentation and evening out the skin tone, but evidence of effectiveness in skin are lackingMedium~0.25–0.45%est.
Benzoic acidA preservativeMedium~0.25–0.5%est.
Tocopheryl acetateA more stable but less bio-available form of vitamin E compared to Tocopherol. Might help moisturize and protect the skin from free radicals, but mostly used in low concentrations to stabilize other ingredients.Medium~0.25–0.45%est.
Citric acidCan work as an exfoliant but is typically used to adjust the product pHMedium~0.25–0.45%est.
Dehydroacetic acidA preservativeMedium~0.25–0.45%est.
Polygonum aviculare extractA plant extract that contains a flavanol Juglanin. It can help neutralize free radicals in skin and reduce inflammationMedium~0.3–0.6%est.
Potassium sorbateA preservativeMedium~0.3–0.55%est.
Aloe barbadensis leaf juice powderTraditionally used to treat sunburns, dermatitis and inflammation, but evidence for its effectiveness is lacking. The extract can contain humectants that help attract water into the skinMedium~0.25–0.5%est.
Plankton extractCan help attract water to the upper layer of the skinMedium~0.3–0.55%est.
Sodium ascorbyl phosphateA stable derivative of vitamin C. It is oil-soluble which means it is more likely to penetrate the skin compared to the pure form of vitamin C (which is water-soluble), but it is less bio-available and is way less effective in stimulating collagen and reducing wrinkles compared to the pure form of vitamin C (L-ascorbic acid) and its other derivatives (for example, magnesium ascorbyl phosphate). At the same time, this vitamin C derivative has been shown in studies to be effective in reducing acne, blemishes and clogged pores. It is less irritating then the pure form of vitamin CMedium~0.3–0.55%est.
Pyridoxine hclMight help neutralize free radicals in skinMedium~0.25–0.5%est.
Sodium citrateHelps to control the skin's pH level. Maintains the skin's natural film of amino-lactic acids and oils. Helps to preserve productsMedium~0.3–0.5%est.
EthylhexylglycerinA preservativeMedium~0.3–0.55%est.
Sorbic acidA preservativeMedium~0.3–0.55%est.
BhtA preservativeMedium~0.3–0.5%est.
Comedogenic
2 ingredients rated 2 or more on the 0–5 pore-clogging scale
2 flagged
These ingredients have a comedogenic rating of 2 or more on a 0–5 scale; the table shows each one's rating. In leave-on products they can clog pores in acne-prone skin.
IngredientFunctionRatingEst. amount
Oleyl alcoholUsed as a fragrance3/5~0.25–0.45%est.
Plankton extractCan help attract water to the upper layer of the skin3/5~0.3–0.55%est.
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Ingredients

Filter by role to see what each ingredient is doing.

Water~45–55%
Formula
Irritation risk
Low

Plain old water

More about Water
Ethylhexyl methoxycinnamate~5.2–6.4%
UV filterKey activeIrritant · high
Irritation risk
High
Works for
Sun protection

Octinoxate. When used in higher concentrations, works as a sunscreen protecting the skin from UVB rays. When used in lower concentration, helps to preserve the product formulation. Is shown to be harmful to coral reefs - consider avoiding bathing in coral reef areas when wearing a product with this ingredient. It can be irritating

More about Ethylhexyl methoxycinnamate
Bis-ethylhexyloxyphenol methoxyphenyl triazine~4.7–5.8%
UV filterKey activeIrritant · medium
Irritation risk
Medium
Works for
Sun protection

Tinosorb S. One of the most effective broad spectrum sunscreen ingredients. Protects from both UVA and UVB rays. It is photostable. Unfortunately, not approved by FDA (US) yet.

More about Bis-ethylhexyloxyphenol methoxyphenyl triazine
Cyclopentasiloxane~3.3–4%
Key active
Irritation risk
Low
Works for
MattifyingMoisturizing

A silicone that helps improve the product texture and spreadability. Can absorb oil creating a short-term mattifying effect on the skin

More about Cyclopentasiloxane
Diethylamino hydroxybenzoyl hexyl benzoate~3.2–4%
UV filterKey activeIrritant · medium
Irritation risk
Medium
Works for
Sun protection

Uvinul A Plus. A new generation broad spectrum sunscreen that offers an effective protection especially in the UVA range. It is stable in formulations. Unfortunately, is not approved by the FDA (US) yet

More about Diethylamino hydroxybenzoyl hexyl benzoate
Ethylhexyl triazone~2.6–3.2%
UV filterKey activeIrritant · medium
Irritation risk
Medium
Works for
Sun protection

Uvinul T. A UV filter. Effective against UVB rays. It is photostable. Can increase water resistance properties of the sunscreen. Unfortunately, not approved by the FDA (US) yet

More about Ethylhexyl triazone
Dicaprylyl ether~1.7–2.1%
Formula
Irritation risk
Low
Works for
Moisturizing

Helps soften the upper layer of the skin while creating a non-greasy feel on the skin. Helps to dissolve other ingredients

More about Dicaprylyl ether
Dimethicone~1.5–1.9%
Key active
Irritation risk
Low
Works for
MoisturizingMattifying

A silicone that helps to reduce water loss from the surface of the skin. Can temporarily "fill in" lines and wrinkles, absorb oil, and create a nice product finish

More about Dimethicone
Potassium cetyl phosphate~1.2–1.4%
Irritant · medium
Irritation risk
Medium
Works for
Cleansing

Helps oil and water mix together

More about Potassium cetyl phosphate
Butylene glycol~0.95–1.15%
Formula
Irritation risk
Low
Works for
Moisturizing

Used to create a nice product texture and help delivery of other ingredients. Might be somewhat helpful in attracting water to the upper layer of the skin

More about Butylene glycol
Methyl gluceth-20~0.65–1%
Key active
Irritation risk
Low
Works for
Moisturizing

Helps attract water to the upper layer of the skin and soften it

More about Methyl gluceth-20
Methylene bis-benzotriazolyl tetramethylbutylphenol~0.75–1.1%
UV filterKey activeIrritant · medium
Irritation risk
Medium
Works for
Sun protection

Tinosorb M. A UV filter. Is effective against both UVA and UVB rays. It also provides some protection against visible light. It is photostable and can also be used to improve photostability of other sunscreen ingredients. Its physical properties help to create lightweight sunscreen formulations. It can leave a slight white cast. Unfortunately, it is not approved by the FDA (US) yet

More about Methylene bis-benzotriazolyl tetramethylbutylphenol
Vinyl dimethicone/methicone silsesquioxane crosspolymer~0.5–0.75%
Formula
Irritation risk
Low

A type of silicone that create a smooth product finish and can create an optical soft-focus effect on the skin. Helps to thicken the product consistency

More about Vinyl dimethicone/methicone silsesquioxane crosspolymer
Nylon-12 fluorescent brightener 230 salt~0.5–0.8%
Formula
Irritation risk
Low
More about Nylon-12 fluorescent brightener 230 salt
Isomalt~0.4–0.65%
Key active
Irritation risk
Low
Works for
Moisturizing

Helps attract water to the upper layer of the skin

More about Isomalt
Phenoxyethanol~0.45–0.65%
Formula
Irritation risk
Low

A preservative. It helps prevent bacterial growth in cosmetic products

More about Phenoxyethanol
Isodecyl neopentanoate~0.45–0.65%
Formula
Irritation risk
Low
Works for
Moisturizing

An emollient that helps soften the skin. It also forms a protective on its surface to reduce water loss.

More about Isodecyl neopentanoate
Diisopropyl sebacate~0.35–0.65%
Key active
Irritation risk
Low
Works for
Moisturizing

Helps soften the upper layer of the skin without creatng a greasy finish

More about Diisopropyl sebacate
Lauryl lactate~0.3–0.6%
Formula
Irritation risk
Low
More about Lauryl lactate
Glycerin~0.3–0.6%
Key active
Irritation risk
Low
Works for
Moisturizing

One of the best moisturizing ingredients. Naturally present in skin. It attracts water to the upper layer of the skin working as a humectant

More about Glycerin
Ammonium acryloyldimethyltaurate/vp copolymer~0.25–0.5%
Formula
Irritation risk
Low

Increases thickness of a product. Texture enhancer for oil-in-water emulsions

More about Ammonium acryloyldimethyltaurate/vp copolymer
Octadecenedioic acid~0.25–0.5%
Formula
Irritation risk
Low
Works for
CleansingAnti-blemish

Helps oil and water mix together. Might help suppress growth of acne-triggering bacteria in skin

More about Octadecenedioic acid
Helianthus annuus seed oil~0.25–0.5%
Key active
Irritation risk
Low
Works for
Moisturizing

A great emollient due to its high linoleic acid content. One of the most effective plant oils in helping skin hydration and repairing skin barrier function

More about Helianthus annuus seed oil
Saccharide isomerate~0.25–0.45%
Key active
Irritation risk
Low
Works for
Moisturizing

Helps attract water to the upper layer of the skin

More about Saccharide isomerate
Panthenyl triacetate~0.25–0.45%
Key active
Irritation risk
Low
Works for
MoisturizingAnti-aging

A stable oil-soluble derivative of vitamin B5. It can help support skin barrier and reduce inflammation in skin

More about Panthenyl triacetate
Xanthan gum~0.25–0.45%
Formula
Irritation risk
Low
Works for
Cleansing

Used to create a thicker product consistency

More about Xanthan gum
Squalane~0.3–0.55%
Key active
Irritation risk
Low
Works for
Moisturizing

An oil naturally present in skin. Works as an emollient to soften the skin and form a protective layer on its surface without a greasy feeling.

More about Squalane
Alcohol~0.25–0.45%
Irritant · high
Irritation risk
High
Works for
Antibacterial

Can be drying and contribute to skin irritation. Used in formulars to dissolve other ingredients, create a thinner product consistency or for its antibacterial properties

More about Alcohol
Ethyl linoleate~0.25–0.45%
Key activeIrritant · medium
Irritation risk
Medium
Works for
MoisturizingAnti-blemishAnti-inflammatoryEvens skin tone

Helps reduce acne and blemishes. Helps to soften the upper layer of the skin and reduce inflammation. Might be helpful in reducing hyperpigmentation and evening out the skin tone, but evidence of effectiveness in skin are lacking

More about Ethyl linoleate
Decyl glucoside~0.45–0.65%
Irritant · high
Irritation risk
High
Works for
Cleansing

Helps oil and water mix together. Can be irritating

More about Decyl glucoside
Benzoic acid~0.25–0.5%
Irritant · medium
Irritation risk
Medium

A preservative

More about Benzoic acid
Tocopheryl acetate~0.25–0.45%
Irritant · medium
Irritation risk
Medium
Works for
Anti-oxidation

A more stable but less bio-available form of vitamin E compared to Tocopherol. Might help moisturize and protect the skin from free radicals, but mostly used in low concentrations to stabilize other ingredients.

More about Tocopheryl acetate
Helianthus annuus hybrid oil~0.25–0.5%
Key active
Irritation risk
Low
Works for
Moisturizing

Helps soften the upper layer of the skin

More about Helianthus annuus hybrid oil
Limnanthes alba seed oil~0.25–0.5%
Key active
Irritation risk
Low
Works for
MoisturizingAnti-oxidationAnti-aging

This oil's cmposition is closest to rapeseed oil. It is a very stable oil and serves as an emoillient

More about Limnanthes alba seed oil
Citric acid~0.25–0.45%
Irritant · medium
Irritation risk
Medium

Can work as an exfoliant but is typically used to adjust the product pH

More about Citric acid
Dehydroacetic acid~0.25–0.45%
Irritant · medium
Irritation risk
Medium

A preservative

More about Dehydroacetic acid
Lepidium meyenii root extract~0.25–0.4%
Formula
Irritation risk
Low
More about Lepidium meyenii root extract
Oleyl alcohol~0.25–0.45%
Comedogenic 3/5Irritant · high
Irritation risk
High
Comedogenicity
3/5

Used as a fragrance

More about Oleyl alcohol
Cedrus atlantica bark oil~0.2–0.4%
Formula
Irritation risk
Low
More about Cedrus atlantica bark oil
Parfum~0.2–0.4%
Irritant · high
Irritation risk
High

An aromatic blend of unspecified and possibly irritating ingredients

More about Parfum
Lecithin~0.25–0.5%
Formula
Irritation risk
Low
Works for
CleansingMoisturizing

Used mostly for creating emulsions - helping oil and water mix together. Helps soften the upper layer of the skin

More about Lecithin
Cichorium intybus root extract~0.25–0.5%
Formula
Irritation risk
Low
More about Cichorium intybus root extract
Polyvinylalcohol crosspolymer~0.3–0.55%
Formula
Irritation risk
Low
More about Polyvinylalcohol crosspolymer
Ectoin~0.25–0.5%
Key active
Irritation risk
Low
Works for
Moisturizing

Softens the upper layer of the skin and can support skin barrier function

More about Ectoin
Stearyl triethoxysilane~0.25–0.5%
Formula
Irritation risk
Low
More about Stearyl triethoxysilane
Niacinamide~0.25–0.5%
Under-dosed
Irritation risk
Low
Works for
Evens skin toneAnti-blemishAnti-agingMoisturizingReduces irritationAntibacterialAnti-inflammatoryReduces redness

Is proven to be effective in reducing blemishes, evening out skin tone and helping to improve lines and wrinkles. It helps the skin to repair sun damage, calm down inflammation and keep maintain good levels of moisture. The concentration of about 2% is effective for supporting the skin barrier and evening out the skin tone. Concentration of 4-6% is better for helping with acne and balancing the sebum production

More about Niacinamide
Polygonum aviculare extract~0.3–0.6%
Key activeIrritant · medium
Irritation risk
Medium
Works for
Anti-inflammatoryAnti-oxidation

A plant extract that contains a flavanol Juglanin. It can help neutralize free radicals in skin and reduce inflammation

More about Polygonum aviculare extract
Sodium starch octenylsuccinate~0.25–0.5%
Formula
Irritation risk
Low
More about Sodium starch octenylsuccinate
Calcium pantothenate~0.3–0.55%
Key active
Irritation risk
Low
Works for
MoisturizingReduces irritation

Helps support skin barrier function improving skin hydration and reducing sensitivity

More about Calcium pantothenate
Maltodextrin~0.3–0.55%
Formula
Irritation risk
Low
Works for
Mattifying

Used to stabilize the product formulation and can help absorb oil

More about Maltodextrin
Buddleja davidii extract~0.25–0.5%
Formula
Irritation risk
Low
More about Buddleja davidii extract
Ethyl ferulate~0.3–0.5%
Formula
Irritation risk
Low
More about Ethyl ferulate
Jasminum officinale flower extract~0.25–0.5%
Irritant · high
Irritation risk
High

Fragrance. Can be irritating

More about Jasminum officinale flower extract
Pelargonium graveolens flower oil~0.3–0.55%
Irritant · high
Irritation risk
High
Works for
Anti-oxidation

An essential oil. Can be irritating. Can become an allergen with oxidation

More about Pelargonium graveolens flower oil
Polyglyceryl-5 trioleate~0.35–0.65%
Formula
Irritation risk
Low
Works for
Cleansing
More about Polyglyceryl-5 trioleate
Santalum spicata wood oil~0.25–0.5%
Irritant · high
Irritation risk
High
More about Santalum spicata wood oil
Sodium benzoate~0.25–0.5%
Formula
Irritation risk
Low

A preservative

More about Sodium benzoate
Potassium sorbate~0.3–0.55%
Irritant · medium
Irritation risk
Medium

A preservative

More about Potassium sorbate
Allantoin~0.25–0.45%
Under-dosed
Irritation risk
Low
Works for
Anti-inflammatoryMoisturizingReduces irritationReduces rednessAnti-blemishExfoliation

Helps calm down inflammation in skin and can help reduce itching. Helps to repair the skin barrier and keep skin hydrated

More about Allantoin
Aloe barbadensis leaf juice powder~0.25–0.5%
Irritant · medium
Irritation risk
Medium
Works for
Moisturizing

Traditionally used to treat sunburns, dermatitis and inflammation, but evidence for its effectiveness is lacking. The extract can contain humectants that help attract water into the skin

More about Aloe barbadensis leaf juice powder
Plankton extract~0.3–0.55%
Key activeComedogenic 3/5Irritant · medium
Irritation risk
Medium
Comedogenicity
3/5
Works for
Moisturizing

Can help attract water to the upper layer of the skin

More about Plankton extract
Propylene glycol~0.25–0.5%
Irritant · high
Irritation risk
High
Works for
Moisturizing

Helps oil and water mix together and can enhance the penetration of other ingredients into the skin. It can be irritating

More about Propylene glycol
Vitis vinifera fruit cell extract~0.25–0.5%
Formula
Irritation risk
Low
More about Vitis vinifera fruit cell extract
Sodium ascorbyl phosphate~0.3–0.55%
Under-dosedIrritant · medium
Irritation risk
Medium
Works for
Anti-blemishAnti-oxidationAnti-aging

A stable derivative of vitamin C. It is oil-soluble which means it is more likely to penetrate the skin compared to the pure form of vitamin C (which is water-soluble), but it is less bio-available and is way less effective in stimulating collagen and reducing wrinkles compared to the pure form of vitamin C (L-ascorbic acid) and its other derivatives (for example, magnesium ascorbyl phosphate). At the same time, this vitamin C derivative has been shown in studies to be effective in reducing acne, blemishes and clogged pores. It is less irritating then the pure form of vitamin C

More about Sodium ascorbyl phosphate
Tocopherol~0.3–0.55%
Under-dosed
Irritation risk
Low
Works for
Anti-oxidationMoisturizingAnti-inflammatoryAnti-aging

Pure form of vitamin E. Can help moisturise and protect the skin from free radicals. Often used to help stabilise other ingredients or the formula itself

More about Tocopherol
Rosa damascena flower oil~0.25–0.5%
Irritant · high
Irritation risk
High
Works for
Moisturizing

Used as a fragrance. Can be irritating

More about Rosa damascena flower oil
Sodium hydroxide~0.3–0.55%
Formula
Irritation risk
Low

Used to adjust the product's pH

More about Sodium hydroxide
Pyridoxine hcl~0.25–0.5%
Irritant · medium
Irritation risk
Medium
Works for
Anti-oxidation

Might help neutralize free radicals in skin

More about Pyridoxine hcl
Rosmarinus officinalis leaf extract~0.25–0.5%
Under-dosedIrritant · high
Irritation risk
High
Works for
Anti-blemishAnti-oxidationAntibacterial

Can be helpful in reducing inflammation in skin, including inflamed acne. It can be irritating

More about Rosmarinus officinalis leaf extract
Sodium citrate~0.3–0.5%
Irritant · medium
Irritation risk
Medium

Helps to control the skin's pH level. Maintains the skin's natural film of amino-lactic acids and oils. Helps to preserve products

More about Sodium citrate
Ethylhexylglycerin~0.3–0.55%
Irritant · medium
Irritation risk
Medium

A preservative

More about Ethylhexylglycerin
Sorbic acid~0.3–0.55%
Irritant · medium
Irritation risk
Medium

A preservative

More about Sorbic acid
Hydrolyzed rna~0.25–0.5%
Formula
Irritation risk
Low
More about Hydrolyzed rna
Silica~0.45–0.65%
Formula
Irritation risk
Low

Used to absorb oil and can temporarily mattify skin

More about Silica
Cyclotetrapeptide-24 aminocyclohexane carboxylate~0.3–0.5%
Hero · Moisturizing
Irritation risk
Low
Works for
MoisturizingAnti-aging

A type of peptide. Peptides are excellent moisturizers and might be able support collagen production reducing fine lines and wrinkles

More about Cyclotetrapeptide-24 aminocyclohexane carboxylate
Bht~0.3–0.5%
Irritant · medium
Irritation risk
Medium

A preservative

More about Bht
Dextran~0.3–0.5%
Key active
Irritation risk
Low
Works for
Moisturizing

Helps attract water to the most upper layer of the skin. Derived from sugar

More about Dextran
Nonapeptide-1~0.25–0.5%
Hero · Moisturizing
Irritation risk
Low
Works for
MoisturizingAnti-aging

A type of peptide. Peptides are excellent moisturizers and might be able support collagen production reducing fine lines and wrinkles

More about Nonapeptide-1
Linalool~0.25–0.45%
Irritant · high
Irritation risk
High

A fragrance. Can be irritating

More about Linalool
Limonene~0.25–0.45%
Irritant · high
Irritation risk
High

A common frangrance that can easily irritate skin, especially if exposed to air, light or heat

More about Limonene
Benzyl benzoate~0.25–0.45%
Irritant · high
Irritation risk
High

Fragrance with sweet balsamic smell. Help to preserve products and dissolve other ingredients. Could trigger allergic reactions and be irritating

More about Benzyl benzoate
Citronellol~0.25–0.45%
Irritant · high
Irritation risk
High

A fragrance. Can be irritating

More about Citronellol
Geraniol~0.2–0.4%
Irritant · high
Irritation risk
High

A fragrance. Can be irritating

More about Geraniol
Farnesol~0.2–0.4%
Irritant · high
Irritation risk
High

Added to create a nice product smell. Can be irritating

More about Farnesol
Ci 77891~0.2–0.4%
Formula
Irritation risk
Low
More about Ci 77891
Titanium dioxide~0.3–0.55%
UV filterUnder-dosed
Irritation risk
Low
Works for
Sun protection

Works as a UV filter when used in high concentrations. It is photostable and is effective mostly against the UVB light, with some protection in the UVA range. In small concentrations, used for its ability to improve the color of cosmetic products. Is usually well tolerated by the skin

More about Titanium dioxide
Ci 77492~0.2–0.35%
Formula
Irritation risk
Low

A colorant. Usually well-tolerated

More about Ci 77492
Iron oxides~0.15–0.3%
Formula
Irritation risk
Low
Works for
Sun protection

An umbrella term for the following three colorants: CI 77491, CI 77492, CI 77499. They might be able to offer some protection against visible light, but the degree of the protection is not clear

More about Iron oxides
Ci 77491~0.15–0.3%
Formula
Irritation risk
Low

A red colorant made of iron oxide. Typically is not irritating

More about Ci 77491
Iron oxides~0.15–0.3%
Formula
Irritation risk
Low
Works for
Sun protection

An umbrella term for the following three colorants: CI 77491, CI 77492, CI 77499. They might be able to offer some protection against visible light, but the degree of the protection is not clear

More about Iron oxides
Ci 77499~0.1–0.2%
Formula
Irritation risk
Low

An iron oxide. Used as a colorant. Is usually well tolerated

More about Ci 77499
Iron oxides~0.1–0.2%
Formula
Irritation risk
Low
Works for
Sun protection

An umbrella term for the following three colorants: CI 77491, CI 77492, CI 77499. They might be able to offer some protection against visible light, but the degree of the protection is not clear

More about Iron oxides
Ingredient list view

Water, Ethylhexyl methoxycinnamate, Bis-ethylhexyloxyphenol methoxyphenyl triazine, Cyclopentasiloxane, Diethylamino hydroxybenzoyl hexyl benzoate, Ethylhexyl triazone, Dicaprylyl ether, Dimethicone, Potassium cetyl phosphate, Butylene glycol, Methyl gluceth-20, Methylene bis-benzotriazolyl tetramethylbutylphenol, Vinyl dimethicone/methicone silsesquioxane crosspolymer, Nylon-12 fluorescent brightener 230 salt, Isomalt, Phenoxyethanol, Isodecyl neopentanoate, Diisopropyl sebacate, Lauryl lactate, Glycerin, Ammonium acryloyldimethyltaurate/vp copolymer, Octadecenedioic acid, Helianthus annuus seed oil, Saccharide isomerate, Panthenyl triacetate, Xanthan gum, Squalane, Alcohol, Ethyl linoleate, Decyl glucoside, Benzoic acid, Tocopheryl acetate, Helianthus annuus hybrid oil, Limnanthes alba seed oil, Citric acid, Dehydroacetic acid, Lepidium meyenii root extract, Oleyl alcohol, Cedrus atlantica bark oil, Parfum, Lecithin, Cichorium intybus root extract, Polyvinylalcohol crosspolymer, Ectoin, Stearyl triethoxysilane, Niacinamide, Polygonum aviculare extract, Sodium starch octenylsuccinate, Calcium pantothenate, Maltodextrin, Buddleja davidii extract, Ethyl ferulate, Jasminum officinale flower extract, Pelargonium graveolens flower oil, Polyglyceryl-5 trioleate, Santalum spicata wood oil, Sodium benzoate, Potassium sorbate, Allantoin, Aloe barbadensis leaf juice powder, Plankton extract, Propylene glycol, Vitis vinifera fruit cell extract, Sodium ascorbyl phosphate, Tocopherol, Rosa damascena flower oil, Sodium hydroxide, Pyridoxine hcl, Rosmarinus officinalis leaf extract, Sodium citrate, Ethylhexylglycerin, Sorbic acid, Hydrolyzed rna, Silica, Cyclotetrapeptide-24 aminocyclohexane carboxylate, Bht, Dextran, Nonapeptide-1, Linalool, Limonene, Benzyl benzoate, Citronellol, Geraniol, Farnesol, Ci 77891, Titanium dioxide, Ci 77492, Iron oxides, Ci 77491, Iron oxides, Ci 77499, Iron oxides

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Worth comparing, line by line.

Match % combines shared ingredients, the first five ingredients, shared actives and hero ingredients, irritancy (lower counts in the alternative's favour), texture and body area. Only products in the same routine step are compared.

Side-by-side comparison of this product against its closest alternatives
Sarah ChapmanSkin Insurance SPF 50+YOUR PRODUCTSkinMedicaEssential Defense Everyday Clear Broad Spectrum SPF 47 SunscreenDRMTLGYBroad Spectrum SPF 45SVRSEBIACLEAR Crème SPF50
Match—70%69%67%
Price$74.03$40.00−$34.03$13.97−$60.06—
Shared key ingredients—5 of 275 of 279 of 27
Key difference—Octyldodecyl NeopentanoateOctyldodecyl NeopentanoateSalicylic Acid
Irritancy High Low Low Medium
SPFSPF 50SPF 47SPF 45SPF 50
Drying alcohol Contains drying alcohol ———
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Product summary

We assess that "Sarah Chapman - Skin Insurance SPF 50+" can provide reliable sun protection based on the ingredient list. We love that it can protect from both UVA and UVB rays (not all sunscreens with SPF ratings give UVA protection. UVA rays do not cause sunburn, but still damage our skin and lead to early aging).

As a plus, this sunscreen uses some of the new generation UV filters (Tinosorb M). These filters are more stable and more gentle on the skin.

It also works as a moisturizer, so you do not have to use an additional hydrating product. Like all broad-spectrum sunscreens, this product has an anti-aging benefit.

Sunscreen filters

This sunscreen uses a mixture of both mineral and organic (so-called "chemical") UV filters. The organic filters in the product are: tinosorb s, uvinul a plus, octinoxate, uvinul t and tinosorb m. As for the mineral filters, this sunscreen uses titanium dioxide.

Irritation risk

There are quite a few common irritants in this product, including ingredients without particular skin benefits. We would not recommend it for sensitive skin. We assess the overall irritancy of this sunscreen to be high. For a detailed overview of all potential irritants: click here

You can see the detailed formula review with the breakdown of all actives in the product and the full ingredient list with estimated concentrations in the tables below.

Price

The product retails from 56.00£ up to 69.00£ in the United Kingdom.

For a detailed price comparison: click here.

Sources cited in this review

Every concentration estimate and effectiveness label is anchored to one of these 36 studies and safety reviews.

  1. 1
    Dimethicone as a protective ingredient in topical medicationsjaad.org
  2. 2
    Final Report on the Safety Assessment of Dimethicone Copolyoljournals.sagepub.com
  3. 3
    Glycerol and the skin: holistic approach to its origin and functionsncbi.nlm.nih.gov
  4. 4
    Effect of Olive and Sunflower Seed Oil on the Adult Skin Barrier: Implications for Neonatal Skin Careonlinelibrary.wiley.com
  5. 5
    Topically Applied Sunflower Seed Oil Prevents Invasive Bacterial Infections in Preterm Infants in Egyptjournals.lww.com
  6. 6
    Effect of topically applied lipids on surfactant-irritated skinonlinelibrary.wiley.com
Sarah Chapman Skin Insurance SPF 50+
Sarah ChapmanSkin Insurance SPF 50+
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