MATTER OF FACT WRINKLE + TEXTURE CONCENTRATE with 0.2% Encapsulated Retinol, Vitamin C & Azelaic Acid

MATTER OF FACT WRINKLE + TEXTURE CONCENTRATE with 0.2% Encapsulated Retinol, Vitamin C & Azelaic Acid

Efficacy100/100IrritancyMedium

Works for

Exfoliation
Azelaic acid, Urea + 1 more
Works well
What the product description says
“, Azelaic Acid Non-exfoliating acid with soothing, brightening, and clarifying benefits.”
Source: Sephora

This product can help exfoliate the skin. In other words, it helps break down the bonds between dead cells on the surface of the skin and speed up the skin turnover. Skin often appears softer and brighter after exfoliation, but overdoing it can result in disrupted skin barrier. The following ingredient is doing the exfoliating job in this product: retinol.

Azelaic acidKey activeEffect: MediumIs produced by a yeast that lives on normal human skin. It is used in medicine as a topical treatment for mild to moderate acne. It has a mild exfoliating effect. It can also help reduce hyperpigmentation, helps calm down inflammation and can help neutralize free radicals~3.6–5.4%
UreaKey activeEffect: MediumNaturally present in skin (urea makes up about 7% of natural moisturizing factors in skin). Attracts water to the upper layer of the skin. Also has a positive effect on the skin barrier beyond the humectant action. Can enhance penetration of other ingredients. Is an exfoliating ingredient when used in high concentrations~2.7–4%
RetinolKey activeEffect: HighTwo steps removed from the active form of vitamin A - retinoic acid. Once converted to the retinoic acid in the skin, retinol is proven to be effective against all signs of aging. It improves skin cell turnover, helps fight blemishes and clogged pores, can regulate excess oil production and even skin tone. It can, however, be quite irritating~0.35–0.85%
Moisturizing
Urea, Dimethicone + 2 more
Works well
What the product description says
“WRINKLE + TEXTURE CONCENTRATE with 0.2% Encapsulated Retinol, Vitamin C & Azelaic Acid”
From product name

This product can help improve hydration of the skin with the two types of ingredients.

The first type is called “humectants”:
these ingredients help attract water. When humectants are on the surface of the skin, they “pull in” the moisture from the outside environment, or from within deeper layers of the skin. The following ingredients in this product do the job: urea.

This product also contains ingredients called “occlusives”. They help reduce the speed with which our skin loses moisture to the outside environment. These ingredients also help soften the upper layer of the skin, so it feels less tight and nicer to the touch. The following ingredients in this product do the job: dimethicone.

The following ingredients in this product are especially good for supporting the skin barrier and helping with the hydration level: urea

UreaHero· HumectantEffect: HighNaturally present in skin (urea makes up about 7% of natural moisturizing factors in skin). Attracts water to the upper layer of the skin. Also has a positive effect on the skin barrier beyond the humectant action. Can enhance penetration of other ingredients. Is an exfoliating ingredient when used in high concentrations~2.7–4%
DimethiconeKey active· Emollient, OcclusiveEffect: HighA silicone that helps to reduce water loss from the surface of the skin. Can temporarily "fill in" lines and wrinkles, absorb oil, and create a nice product finish~7–10.6%
Lauryl peg-9 polydimethylsiloxyethyl dimethiconeEffect: LowA type of silicone that helps to soften upper layer of the skin and create a nice product texture~1.3–2%
TocopherolEffect: Low, below effective dosePure form of vitamin E. Can help moisturise and protect the skin from free radicals. Often used to help stabilise other ingredients or the formula itself~1–1.5%
Evens skin tone
Ascorbic acid, Retinol + 3 more
Works well
What the product description says
“, L-Ascorbic Acid, Vitamin C Visibly brightens skin tone, improves appearance of fine lines and wrinkles.”
Source: Sephora

This product can help reduce hypepigmentation and even out the skin tone because it contains the following effective ingredients: ascorbic acid, retinol.

In addition, this product contains azelaic acid, bakuchiol. This ingredient (ingredients) might help reduce hyperpigmentation, but the effect, if any, is likely to be small.

The following ingredient (ingredients) in this product might be helpful, but there is no evidence to confirm that it actually can help even out the skin tone: ferulic acid.

Keep in mind that you would need to apply any topical skincare targetted at hypigmentation consistently for a couple of months to get a result. No topical skincare product can help get rid of hyperpigmentation (including post-acne marks and age spots) instantly.

Ascorbic acidHeroEffect: HighThe most well-researched antioxidant that works in skin. Helps neutralize free radicals supporting collagen production, helping to even out the skin tone and preventing early signs of aging~5.1–7.7%
RetinolHeroEffect: HighTwo steps removed from the active form of vitamin A - retinoic acid. Once converted to the retinoic acid in the skin, retinol is proven to be effective against all signs of aging. It improves skin cell turnover, helps fight blemishes and clogged pores, can regulate excess oil production and even skin tone. It can, however, be quite irritating~0.35–0.85%
Azelaic acidKey activeEffect: HighIs produced by a yeast that lives on normal human skin. It is used in medicine as a topical treatment for mild to moderate acne. It has a mild exfoliating effect. It can also help reduce hyperpigmentation, helps calm down inflammation and can help neutralize free radicals~3.6–5.4%
BakuchiolKey activeEffect: HighA plant extract that is, though different in chemical structure, acts similar to retinoids. First studies show that it can help reduce fine lines and wrinkles, improve skin tone, reduce clogged pores and blemishes, and reduce inflammation. There is no conclusive evidence that bakuchiol is as effective as retinol however. The study that directly compared retinol with bakuchiol used bakuchiol applied twice daily compared to once per day for the retinol. According to this study, bakuchiol is less irritating than retinol. Bakuchiol is extracted from seeds of Babchi plant. Other parts of the plant contain coumarins that could cause allergic and irritant reactions. These compounds should be removed in the extraction process when bakuchiol is produced, but it is a good idea to be cautious and stay away from products that include the Babchi plant extracts other than purified bakuchiol to avoid irritation~0.95–1.4%
Ferulic acidKey activeEffect: MediumA potent anti-oxidant that has been shown to be effective in neutralizing free radicals in skin. There seem to have a synergetic effect of ferulic acid, vitamin E and C, meaning that when the ingredients are used together, they enhance each other's ability protect the skin against free radicals. Ferulic acid also helps to stabilize other ingredients - including vitamins C and E. It can help to even out the skin tone. Ferulic acid is approved for use as a sunscreen ingredient in Japan in concentrations up to 10%~0.5–1.1%
Anti-aging
Ascorbic acid, Retinol + 3 more
Works well
What the product description says
“WRINKLE + TEXTURE CONCENTRATE with 0.2% Encapsulated Retinol, Vitamin C & Azelaic Acid”
From product name

This product can help reduce and prevent fine lines and wrinkles, improve skin elasticity and firmness because it contains ascorbic acid, retinol, bakuchiol.

These ingredients in the product can also be helpful, even though there is less evidence for their effectiveness: ferulic acid.

Keep in mind that it typically takes at least 6 weeks to notice any results because the changes that are needed to improve fine lines and elasticity happen in the deeper layers of the skin. No topical anti-aging product can “erase” wrinkles or fully reverse signs of aging.

Ascorbic acidHeroEffect: HighThe most well-researched antioxidant that works in skin. Helps neutralize free radicals supporting collagen production, helping to even out the skin tone and preventing early signs of aging~5.1–7.7%
RetinolHeroEffect: HighTwo steps removed from the active form of vitamin A - retinoic acid. Once converted to the retinoic acid in the skin, retinol is proven to be effective against all signs of aging. It improves skin cell turnover, helps fight blemishes and clogged pores, can regulate excess oil production and even skin tone. It can, however, be quite irritating~0.35–0.85%
BakuchiolKey activeEffect: HighA plant extract that is, though different in chemical structure, acts similar to retinoids. First studies show that it can help reduce fine lines and wrinkles, improve skin tone, reduce clogged pores and blemishes, and reduce inflammation. There is no conclusive evidence that bakuchiol is as effective as retinol however. The study that directly compared retinol with bakuchiol used bakuchiol applied twice daily compared to once per day for the retinol. According to this study, bakuchiol is less irritating than retinol. Bakuchiol is extracted from seeds of Babchi plant. Other parts of the plant contain coumarins that could cause allergic and irritant reactions. These compounds should be removed in the extraction process when bakuchiol is produced, but it is a good idea to be cautious and stay away from products that include the Babchi plant extracts other than purified bakuchiol to avoid irritation~0.95–1.4%
Ferulic acidKey activeEffect: MediumA potent anti-oxidant that has been shown to be effective in neutralizing free radicals in skin. There seem to have a synergetic effect of ferulic acid, vitamin E and C, meaning that when the ingredients are used together, they enhance each other's ability protect the skin against free radicals. Ferulic acid also helps to stabilize other ingredients - including vitamins C and E. It can help to even out the skin tone. Ferulic acid is approved for use as a sunscreen ingredient in Japan in concentrations up to 10%~0.5–1.1%
TocopherolEffect: Low, below effective dosePure form of vitamin E. Can help moisturise and protect the skin from free radicals. Often used to help stabilise other ingredients or the formula itself~1–1.5%
Anti-oxidation
Side benefit · Ascorbic acid, Azelaic acid + 4 more
Works well

This product contains antioxidants (ascorbic acid, azelaic acid, bakuchiol, ferulic acid, retinol) that can help neutralize free radicals in skin. By doing so, they can lessen the damage the skin gets from the UV light (sun).

Ascorbic acidHeroEffect: HighThe most well-researched antioxidant that works in skin. Helps neutralize free radicals supporting collagen production, helping to even out the skin tone and preventing early signs of aging~5.1–7.7%
Azelaic acidKey activeEffect: HighIs produced by a yeast that lives on normal human skin. It is used in medicine as a topical treatment for mild to moderate acne. It has a mild exfoliating effect. It can also help reduce hyperpigmentation, helps calm down inflammation and can help neutralize free radicals~3.6–5.4%
BakuchiolKey activeEffect: HighA plant extract that is, though different in chemical structure, acts similar to retinoids. First studies show that it can help reduce fine lines and wrinkles, improve skin tone, reduce clogged pores and blemishes, and reduce inflammation. There is no conclusive evidence that bakuchiol is as effective as retinol however. The study that directly compared retinol with bakuchiol used bakuchiol applied twice daily compared to once per day for the retinol. According to this study, bakuchiol is less irritating than retinol. Bakuchiol is extracted from seeds of Babchi plant. Other parts of the plant contain coumarins that could cause allergic and irritant reactions. These compounds should be removed in the extraction process when bakuchiol is produced, but it is a good idea to be cautious and stay away from products that include the Babchi plant extracts other than purified bakuchiol to avoid irritation~0.95–1.4%
Ferulic acidKey activeEffect: HighA potent anti-oxidant that has been shown to be effective in neutralizing free radicals in skin. There seem to have a synergetic effect of ferulic acid, vitamin E and C, meaning that when the ingredients are used together, they enhance each other's ability protect the skin against free radicals. Ferulic acid also helps to stabilize other ingredients - including vitamins C and E. It can help to even out the skin tone. Ferulic acid is approved for use as a sunscreen ingredient in Japan in concentrations up to 10%~0.5–1.1%
RetinolKey activeEffect: HighTwo steps removed from the active form of vitamin A - retinoic acid. Once converted to the retinoic acid in the skin, retinol is proven to be effective against all signs of aging. It improves skin cell turnover, helps fight blemishes and clogged pores, can regulate excess oil production and even skin tone. It can, however, be quite irritating~0.35–0.85%
TocopherolUnder-dosedPure form of vitamin E. Can help moisturise and protect the skin from free radicals. Often used to help stabilise other ingredients or the formula itself~1–1.5%
Anti-blemish
Side benefit · Azelaic acid, Retinol + 1 more
Works well

This product can help reduce breakouts and clogged pores because it contains the following ingredient: azelaic acid, retinol. These ingredients is used for treating acne and can have a noticeable effect.

In addition, this product contains bakuchiol. It can help in reducing blemishes, even though it is less effective.

Azelaic acidHeroEffect: HighIs produced by a yeast that lives on normal human skin. It is used in medicine as a topical treatment for mild to moderate acne. It has a mild exfoliating effect. It can also help reduce hyperpigmentation, helps calm down inflammation and can help neutralize free radicals~3.6–5.4%
RetinolHeroEffect: HighTwo steps removed from the active form of vitamin A - retinoic acid. Once converted to the retinoic acid in the skin, retinol is proven to be effective against all signs of aging. It improves skin cell turnover, helps fight blemishes and clogged pores, can regulate excess oil production and even skin tone. It can, however, be quite irritating~0.35–0.85%
BakuchiolKey activeEffect: HighA plant extract that is, though different in chemical structure, acts similar to retinoids. First studies show that it can help reduce fine lines and wrinkles, improve skin tone, reduce clogged pores and blemishes, and reduce inflammation. There is no conclusive evidence that bakuchiol is as effective as retinol however. The study that directly compared retinol with bakuchiol used bakuchiol applied twice daily compared to once per day for the retinol. According to this study, bakuchiol is less irritating than retinol. Bakuchiol is extracted from seeds of Babchi plant. Other parts of the plant contain coumarins that could cause allergic and irritant reactions. These compounds should be removed in the extraction process when bakuchiol is produced, but it is a good idea to be cautious and stay away from products that include the Babchi plant extracts other than purified bakuchiol to avoid irritation~0.95–1.4%

Can it cause trouble?

Irritancy
1 strong irritant: Retinol
Medium risk
We flagged 7 ingredients with irritancy potential. Severity depends on your sensitivity threshold; the table lists the worst offenders first.
IngredientFunctionIrritationEst. amount
Ascorbic acidThe most well-researched antioxidant that works in skin. Helps neutralize free radicals supporting collagen production, helping to even out the skin tone and preventing early signs of agingHigh~5.1–7.7%est.
RetinolTwo steps removed from the active form of vitamin A - retinoic acid. Once converted to the retinoic acid in the skin, retinol is proven to be effective against all signs of aging. It improves skin cell turnover, helps fight blemishes and clogged pores, can regulate excess oil production and even skin tone. It can, however, be quite irritatingHigh~0.35–0.85%est.
Dimethicone/peg-10/15 crosspolymerHelps oil and water mix togetherMedium~2.3–3.5%est.
BakuchiolA plant extract that is, though different in chemical structure, acts similar to retinoids. First studies show that it can help reduce fine lines and wrinkles, improve skin tone, reduce clogged pores and blemishes, and reduce inflammation. There is no conclusive evidence that bakuchiol is as effective as retinol however. The study that directly compared retinol with bakuchiol used bakuchiol applied twice daily compared to once per day for the retinol. According to this study, bakuchiol is less irritating than retinol. Bakuchiol is extracted from seeds of Babchi plant. Other parts of the plant contain coumarins that could cause allergic and irritant reactions. These compounds should be removed in the extraction process when bakuchiol is produced, but it is a good idea to be cautious and stay away from products that include the Babchi plant extracts other than purified bakuchiol to avoid irritationMedium~0.95–1.4%est.
Allyl methacrylates crosspolymerUsed to stabilize product formulationsMedium~0.3–0.75%est.
BhtA preservativeMedium~0.1–0.5%est.
Propyl gallateHelps preserve product formulations and can mask the smell of other ingredients in a productMedium~0.05–0.25%est.
Comedogenic
Clean of flagged comedogenic ingredients
None flagged

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Ingredients

Filter by role to see what each ingredient is doing.

Propanediol~23–34%
Formula
Irritation risk
Low

Acts as a solvent for other ingredients. Speeds up the absorption of other ingredients into the skin

More about Propanediol
Dimethicone~7–10.6%
Key active
Irritation risk
Low
Works for
MoisturizingMattifying

A silicone that helps to reduce water loss from the surface of the skin. Can temporarily "fill in" lines and wrinkles, absorb oil, and create a nice product finish

More about Dimethicone
Ascorbic acid~5.1–7.7%
Hero · Anti-aging, Anti-oxidation, Evens skin toneIrritant · high
Irritation risk
High
Works for
Anti-oxidationEvens skin toneAnti-aging

The most well-researched antioxidant that works in skin. Helps neutralize free radicals supporting collagen production, helping to even out the skin tone and preventing early signs of aging

More about Ascorbic acid
Azelaic acid~3.6–5.4%
Hero · Anti-blemish
Irritation risk
Low
Works for
Anti-blemishAnti-oxidationEvens skin toneExfoliation

Is produced by a yeast that lives on normal human skin. It is used in medicine as a topical treatment for mild to moderate acne. It has a mild exfoliating effect. It can also help reduce hyperpigmentation, helps calm down inflammation and can help neutralize free radicals

More about Azelaic acid
Urea~2.7–4%
Hero · Moisturizing
Irritation risk
Low
Works for
MoisturizingExfoliation

Naturally present in skin (urea makes up about 7% of natural moisturizing factors in skin). Attracts water to the upper layer of the skin. Also has a positive effect on the skin barrier beyond the humectant action. Can enhance penetration of other ingredients. Is an exfoliating ingredient when used in high concentrations

More about Urea
Dimethicone/peg-10/15 crosspolymer~2.3–3.5%
Irritant · medium
Irritation risk
Medium

Helps oil and water mix together

More about Dimethicone/peg-10/15 crosspolymer
C10-30 cholesterol/lanosterol esters~1.7–2.5%
Formula
Irritation risk
Low
Works for
Cleansing
More about C10-30 cholesterol/lanosterol esters
Lauryl peg-9 polydimethylsiloxyethyl dimethicone~1.3–2%
Formula
Irritation risk
Low
Works for
CleansingMoisturizing

A type of silicone that helps to soften upper layer of the skin and create a nice product texture

More about Lauryl peg-9 polydimethylsiloxyethyl dimethicone
Tocopherol~1–1.5%
Under-dosed
Irritation risk
Low
Works for
Anti-oxidationMoisturizingAnti-agingAnti-inflammatory

Pure form of vitamin E. Can help moisturise and protect the skin from free radicals. Often used to help stabilise other ingredients or the formula itself

More about Tocopherol
Bakuchiol~0.95–1.4%
Key activeIrritant · medium
Irritation risk
Medium
Works for
Anti-agingAnti-inflammatoryAnti-blemishEvens skin toneAnti-oxidation

A plant extract that is, though different in chemical structure, acts similar to retinoids. First studies show that it can help reduce fine lines and wrinkles, improve skin tone, reduce clogged pores and blemishes, and reduce inflammation. There is no conclusive evidence that bakuchiol is as effective as retinol however. The study that directly compared retinol with bakuchiol used bakuchiol applied twice daily compared to once per day for the retinol. According to this study, bakuchiol is less irritating than retinol. Bakuchiol is extracted from seeds of Babchi plant. Other parts of the plant contain coumarins that could cause allergic and irritant reactions. These compounds should be removed in the extraction process when bakuchiol is produced, but it is a good idea to be cautious and stay away from products that include the Babchi plant extracts other than purified bakuchiol to avoid irritation

More about Bakuchiol
Ferulic acid~0.5–1.1%
Key active
Irritation risk
Low
Works for
Anti-oxidationAnti-agingEvens skin toneAnti-inflammatory

A potent anti-oxidant that has been shown to be effective in neutralizing free radicals in skin. There seem to have a synergetic effect of ferulic acid, vitamin E and C, meaning that when the ingredients are used together, they enhance each other's ability protect the skin against free radicals. Ferulic acid also helps to stabilize other ingredients - including vitamins C and E. It can help to even out the skin tone. Ferulic acid is approved for use as a sunscreen ingredient in Japan in concentrations up to 10%

More about Ferulic acid
Retinol~0.35–0.85%
Hero · Anti-aging, Evens skin tone, Anti-blemishIrritant · high
Irritation risk
High
Works for
Evens skin toneAnti-blemishMattifyingExfoliationAnti-oxidationAnti-aging

Two steps removed from the active form of vitamin A - retinoic acid. Once converted to the retinoic acid in the skin, retinol is proven to be effective against all signs of aging. It improves skin cell turnover, helps fight blemishes and clogged pores, can regulate excess oil production and even skin tone. It can, however, be quite irritating

More about Retinol
Allyl methacrylates crosspolymer~0.3–0.75%
Irritant · medium
Irritation risk
Medium

Used to stabilize product formulations

More about Allyl methacrylates crosspolymer
Bht~0.1–0.5%
Irritant · medium
Irritation risk
Medium

A preservative

More about Bht
Dipropylene glycol~0.05–0.3%
Formula
Irritation risk
Low

Helps to dissolve other ingredients in a formulation. Slows down the rate of product drying

More about Dipropylene glycol
Polysorbate 20~0.1–0.3%
Formula
Irritation risk
Low
Works for
Cleansing

Helps oil and water mix together

More about Polysorbate 20
Propyl gallate~0.05–0.25%
Irritant · medium
Irritation risk
Medium

Helps preserve product formulations and can mask the smell of other ingredients in a product

More about Propyl gallate
Ingredient list view

Propanediol, Dimethicone, Ascorbic acid, Azelaic acid, Urea, Dimethicone/peg-10/15 crosspolymer, C10-30 cholesterol/lanosterol esters, Lauryl peg-9 polydimethylsiloxyethyl dimethicone, Tocopherol, Bakuchiol, Ferulic acid, Retinol, Allyl methacrylates crosspolymer, Bht, Dipropylene glycol, Polysorbate 20, Propyl gallate

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Amazon USPrice as of 11/7 09:17 GMT
$108.00
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Worth comparing, line by line.

Match % combines shared ingredients, the first five ingredients, shared actives and hero ingredients, irritancy (lower counts in the alternative's favour), texture and body area. Only products in the same routine step are compared.

Side-by-side comparison of this product against its closest alternatives
MATTER OF FACTWRINKLE + TEXTURE CONCENTRATE with 0.2% Encapsulated Retinol, Vitamin C & Azelaic AcidYOUR PRODUCTpureclinicaTriple Strength Vitamin C, E & Ferulic Acid SerumPura d'or20% Vitamin C Serum For Eyes and FaceAllies of SkinAzelaic & Kojic Advanced Clarifying Serum
Match—61%58%57%
Price$108.00$29.99−$78.01$15.19−$92.81$145.00+$37.00
Shared key ingredients—4 of 84 of 82 of 8
Key difference—Salicylic AcidHyaluronic AcidCaprylic/Capric Triglyceride
Irritancy Medium Medium High Low
Drying alcohol————
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Product summary

"MATTER OF FACT - WRINKLE + TEXTURE CONCENTRATE with 0.2% Encapsulated Retinol, Vitamin C & Azelaic Acid" is effective for: Exfoliation, Moisturizing, Evens skin tone, Anti-aging and Anti-blemish

Ingredient callouts

  • This product also contains Vitamin C (Ascorbic Acid) 5.10% - 7.70% It can be helpful in stimulating collagen production, neutralizing free radicals in skin and improving pigmentation marks. We recommend to use up this product quickly after opening: Ascorbic Acid degrades fast when it gets in contact with air and light. The moment the product turns orange, it is a sign that a significant share of the vitamin C in it is no longer effective.
  • This product contains Bakuchiol (0.95% - 1.40%). It is a plant extract that is has a similar effect to that of Retinoids but with less irritation. Bakuchiol can help reduce fine lines and wrinkles, improve skin tone, reduce clogged pores and blemishes, and reduce inflammation.
  • This product contains an effective form of Retinoids (vitamin A): retinol 0.35% - 0.85%. Retinoids are potent multitasking actives. They work to improve and prevent early signs of aging, reduce hyperpigmentation (age spots and post-acne marks), and prevent inflamed blemishes and clogged pores. The downside of Retinoids is that they can be irritating. If you are not already using a Retinoid in your routine, it is best to start slowly and apply the Retinoid product only a few times per week. If your skin tolerates it well, you can gradually increase the frequency to daily.
  • Azelaic Acid (3.60% - 5.40%). This active can reduce hyperpigmentation. It also works helps against acne and clogged pores. Please note that Azelaic Acid is most effective against acne in concentrations between 10% and 20%.
  • Humectants (urea 2.70% - 4.00%). These ingredients help attract water to the upper layer of the skin and improve the skin hydration.

Sources cited in this review

Every concentration estimate and effectiveness label is anchored to one of these 15 studies and safety reviews.

  1. 1
  2. 2
  3. 3
    Topical urea in skincare: A reviewpubmed.ncbi.nlm.nih.gov
  4. 4
    Vitamin E in dermatologyncbi.nlm.nih.gov
  5. 5
    Vitamin E and Skin Healthlpi.oregonstate.edu
  6. 6
MATTER OF FACT WRINKLE + TEXTURE CONCENTRATE with 0.2% Encapsulated Retinol, Vitamin C & Azelaic Acid
MATTER OF FACTWRINKLE + TEXTURE CONCENTRATE with 0.2% Encapsulated Retinol, Vitamin C & Azelaic Acid

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As an Amazon Associate, WIMJ earns from qualifying purchases.