
3 of 3 advertised claims delivered
This product offers a good level of protection against both UVB and UVA rays.
This sunscreen uses organic (so-called "chemical") sunscreen filters. Organic, or "chemical" filters usually provide reliable sun protection and rarely leave a white cast. Sunscreens with organic filters can sting eyes.
“Reduces pigmentation, brightens skin, and improves the skin’s health and quality”
This product offers broad spectrum sun protection. It means that it can prevent hyperpigmentation and help keep the skin tone even (sun damage is the main factor causing age spots, darkening of post-acne marks and other discolorations).
“As well as these skin-boosting benefits, the cream features optical blurring technology, adaptive tints and light-scattering powder, so your complexion will be left looking bright, youthful and even – as well as protected.”
This product can help prevent early signs of skin aging because it offers a good level of broad spectrum sun protection. Sun damage is the main cause of premature skin aging, and protecting your skin from the sun is the best anti-aging strategy.
These ingredients in the product might also be helpful for reducing and preventing fine lines, wrinkles, and skin elasticity, even though there is no conclusive evidence for their effectiveness: cyclotetrapeptide-24 aminocyclohexane carboxylate, nonapeptide-1.
This product contains antioxidants (polygonum aviculare extract) that can help neutralize free radicals in skin. By doing so, they can lessen the damage the skin gets from the UV light (sun).
This product can help improve hydration of the skin with the two types of ingredients.
The first type is called “humectants”:
these ingredients help attract water.
When humectants are on the surface of the skin, they “pull in” the moisture from the outside environment, or from
within deeper layers of the skin. The following ingredients in this product do the job:
dextran, glycerin.
This product also contains ingredients called “occlusives”. They help reduce the speed with which our skin loses moisture to the outside environment. These ingredients also help soften the upper layer of the skin, so it feels less tight and nicer to the touch. The following ingredients in this product do the job: dimethicone, dimethiconol.
The following ingredients in this product are especially good for supporting the skin barrier and helping with the hydration level: cyclotetrapeptide-24 aminocyclohexane carboxylate, nonapeptide-1
This product might be able to help reduce blemishes and clogged pores because it contains ethyl linoleate.


Be the first — your take helps the next person decide.
Filter by role to see what each ingredient is doing.
A weak sunscreen that offers some protection against the sun rays that cause sunburn (UVB), but does not offer meaningful protection against protect against the most aging sun rays (UVA). It loses its effectiveness quickly when exposed to sunlight. It is an organic, or so called "chemical" sunscreen. When used in low concentrations, helps to stabilize the product formulation
More about HomosalateOctisalate. A UV filter. It offers some protection against the sun rays that cause sunburn (UVB), but does not protect against the most aging sun rays (UVA). It loses its effectiveness quickly when exposed to sunlight. It is an organic, or so called "chemical" sunscreen
More about Ethylhexyl salicylateA weak sunscreen that protects against the sun rays that cause sunburn (UVB) and is somewhat effective against the UVA rays. It is quite stable and can help stabilize other, more vulnerable, sunscreen ingredients like Avobenzone. It is an organic, or so called "chemical" sunscreen
More about OctocryleneOctinoxate. When used in higher concentrations, works as a sunscreen protecting the skin from UVB rays. When used in lower concentration, helps to preserve the product formulation. Is shown to be harmful to coral reefs - consider avoiding bathing in coral reef areas when wearing a product with this ingredient. It can be irritating
More about Ethylhexyl methoxycinnamateOne of the best moisturizing ingredients. Naturally present in skin. It attracts water to the upper layer of the skin working as a humectant
More about GlycerinAvobenzone. An organic, or so-called "chemical" UV filter. Protects against both UVA and UVB rays. Needs to be combined with other filters in a formulation to be stable.
More about Butyl methoxydibenzoylmethaneHelps oil and water mix together
More about Potassium cetyl phosphateEnhances the product texture and makes it more spreadable. Helps reduce water loss from the outer layer of skin. Extands the shelf life by preventing bacteria growth
More about C12-15 alkyl benzoateA silicone that helps to reduce water loss from the surface of the skin. Can temporarily "fill in" lines and wrinkles, absorb oil, and create a nice product finish
More about DimethiconeHelps attract water to the upper layer of the skin
More about IsomaltA great emollient due to its high linoleic acid content. One of the most effective plant oils in helping skin hydration and repairing skin barrier function
More about Helianthus annuus seed oilIncreases thickness of a product. Texture enhancer for oil-in-water emulsions
More about Ammonium acryloyldimethyltaurate/vp copolymerHelps oil and water mix together. Might help suppress growth of acne-triggering bacteria in skin
More about Octadecenedioic acidHelps attract water to the upper layer of the skin
More about Saccharide isomerateA stable oil-soluble derivative of vitamin B5. It can help support skin barrier and reduce inflammation in skin
More about Panthenyl triacetateUsed to create a thicker product consistency
More about Xanthan gumAn oil naturally present in skin. Works as an emollient to soften the skin and form a protective layer on its surface without a greasy feeling.
More about SqualaneA silicone that makes products more spreadable and keeps skin smooth. Helps to add gloss to skin and may visually fill in fine lines/wrinkles for short time
More about DimethiconolHelps reduce acne and blemishes. Helps to soften the upper layer of the skin and reduce inflammation. Might be helpful in reducing hyperpigmentation and evening out the skin tone, but evidence of effectiveness in skin are lacking
More about Ethyl linoleateA more stable but less bio-available form of vitamin E compared to Tocopherol. Might help moisturize and protect the skin from free radicals, but mostly used in low concentrations to stabilize other ingredients.
More about Tocopheryl acetateThis oil's cmposition is closest to rapeseed oil. It is a very stable oil and serves as an emoillient
More about Limnanthes alba seed oilUsed mostly for creating emulsions - helping oil and water mix together. Helps soften the upper layer of the skin
More about LecithinSoftens the upper layer of the skin and can support skin barrier function
More about EctoinIs proven to be effective in reducing blemishes, evening out skin tone and helping to improve lines and wrinkles. It helps the skin to repair sun damage, calm down inflammation and keep maintain good levels of moisture. The concentration of about 2% is effective for supporting the skin barrier and evening out the skin tone. Concentration of 4-6% is better for helping with acne and balancing the sebum production
More about NiacinamideA plant extract that contains a flavanol Juglanin. It can help neutralize free radicals in skin and reduce inflammation
More about Polygonum aviculare extractHelps support skin barrier function improving skin hydration and reducing sensitivity
More about Calcium pantothenateUsed to stabilize the product formulation and can help absorb oil
More about MaltodextrinPure form of vitamin E. Can help moisturise and protect the skin from free radicals. Often used to help stabilise other ingredients or the formula itself
More about TocopherolAn essential oil. Can be irritating. Can become an allergen with oxidation
More about Pelargonium graveolens flower oilHelps calm down inflammation in skin and can help reduce itching. Helps to repair the skin barrier and keep skin hydrated
More about AllantoinTraditionally used to treat sunburns, dermatitis and inflammation, but evidence for its effectiveness is lacking. The extract can contain humectants that help attract water into the skin
More about Aloe barbadensis leaf juice powderCan help attract water to the upper layer of the skin
More about Plankton extractA stable derivative of vitamin C. It is oil-soluble which means it is more likely to penetrate the skin compared to the pure form of vitamin C (which is water-soluble), but it is less bio-available and is way less effective in stimulating collagen and reducing wrinkles compared to the pure form of vitamin C (L-ascorbic acid) and its other derivatives (for example, magnesium ascorbyl phosphate). At the same time, this vitamin C derivative has been shown in studies to be effective in reducing acne, blemishes and clogged pores. It is less irritating then the pure form of vitamin C
More about Sodium ascorbyl phosphateUsed as a fragrance. Can be irritating
More about Rosa damascena flower oilMight help neutralize free radicals in skin
More about Pyridoxine hclCan be helpful in reducing inflammation in skin, including inflamed acne. It can be irritating
More about Rosmarinus officinalis leaf extractHelps attract water to the most upper layer of the skin. Derived from sugar
More about DextranA type of peptide. Peptides are excellent moisturizers and might be able support collagen production reducing fine lines and wrinkles
More about Nonapeptide-1A type of peptide. Peptides are excellent moisturizers and might be able support collagen production reducing fine lines and wrinkles
More about Cyclotetrapeptide-24 aminocyclohexane carboxylateUsed to create a nice product texture and help delivery of other ingredients. Might be somewhat helpful in attracting water to the upper layer of the skin
More about Butylene glycolCan be drying and contribute to skin irritation. Used in formulars to dissolve other ingredients, create a thinner product consistency or for its antibacterial properties
More about AlcoholAn aromatic blend of unspecified and possibly irritating ingredients
More about ParfumA preservative. It helps prevent bacterial growth in cosmetic products
More about PhenoxyethanolCan work as an exfoliant but is typically used to adjust the product pH
More about Citric acidHelps to control the skin's pH level. Maintains the skin's natural film of amino-lactic acids and oils. Helps to preserve products
More about Sodium citrateA preservative. Can be used to mask unpleasant smell. Can be irritating
More about Benzyl alcoholFragrance with sweet balsamic smell. Help to preserve products and dissolve other ingredients. Could trigger allergic reactions and be irritating
More about Benzyl benzoateA fragrance. A likely allergen and can be irritating
More about HydroxycitronellalWorks as a UV filter when used in high concentrations. It is photostable and is effective mostly against the UVB light, with some protection in the UVA range. In small concentrations, used for its ability to improve the color of cosmetic products. Is usually well tolerated by the skin
More about Titanium dioxideAn umbrella term for the following three colorants: CI 77491, CI 77492, CI 77499. They might be able to offer some protection against visible light, but the degree of the protection is not clear
More about Iron oxidesAn umbrella term for the following three colorants: CI 77491, CI 77492, CI 77499. They might be able to offer some protection against visible light, but the degree of the protection is not clear
More about Iron oxidesAn umbrella term for the following three colorants: CI 77491, CI 77492, CI 77499. They might be able to offer some protection against visible light, but the degree of the protection is not clear
More about Iron oxidesWater, Homosalate, Ethylhexyl salicylate, Octocrylene, Ethylhexyl methoxycinnamate, Glycerin, Butyl methoxydibenzoylmethane, Potassium cetyl phosphate, C12-15 alkyl benzoate, Dimethicone, Nylon-12 fluorescent brightener 230 salt, Isomalt, Helianthus annuus seed oil, Silica, Ammonium acryloyldimethyltaurate/vp copolymer, Octadecenedioic acid, Saccharide isomerate, Panthenyl triacetate, Xanthan gum, Squalane, Dimethiconol, Ethyl linoleate, Tocopheryl acetate, Limnanthes alba seed oil, Dehydroacetic acid, Lepidium meyenii root extract, Cedrus atlantica bark oil, Lecithin, Cichorium intybus root extract, Ectoin, Polyvinylalcohol crosspolymer, Stearyl triethoxysilane, Niacinamide, Polygonum aviculare extract, Sodium starch octenylsuccinate, Calcium pantothenate, Maltodextrin, Tocopherol, Buddleja davidii extract, Ethyl ferulate, Jasminum officinale flower extract, Pelargonium graveolens flower oil, Polyglyceryl-5 trioleate, Santalum spicata wood oil, Allantoin, Aloe barbadensis leaf juice powder, Plankton extract, Vitis vinifera fruit cell extract, Sodium ascorbyl phosphate, Rosa damascena flower oil, Pyridoxine hcl, Rosmarinus officinalis leaf extract, Ethylhexylglycerin, Disodium uridine phosphate, Dextran, Nonapeptide-1, Cyclotetrapeptide-24 aminocyclohexane carboxylate, Butylene glycol, Alcohol, Oleyl alcohol, Parfum, Phenoxyethanol, Benzoic acid, Sodium hydroxide, Sodium benzoate, Citric acid, Potassium sorbate, Bht, Sodium citrate, Sorbic acid, Benzyl alcohol, Benzyl benzoate, Benzyl cinnamate, Citral, Citronellol, Eugenol, Farnesol, Geraniol, Hydroxycitronellal, Linalool, Titanium dioxide, Iron oxides, Iron oxides, Iron oxides
Retailers ranked by price — lowest first.
Match % combines shared ingredients, the first five ingredients, shared actives and hero ingredients, irritancy (lower counts in the alternative's favour), texture and body area. Only products in the same routine step are compared.
| Sarah ChapmanSkin Insurance SPF30YOUR PRODUCT | SkinMedicaTotal Defense and Repair SPF 50 | OlayTotal Effects Whip Face Moisturizer with Sunscreen SPF 40 | The SaemEco Earth Light Sun Cream | |
|---|---|---|---|---|
| Match | — | 75% | 75% | 74% |
| Price | $98.93 | — | $16.99−$81.94 | $15.30−$83.63 |
| Shared key ingredients | — | 8 of 25 | 8 of 25 | 7 of 25 |
| Key difference | — | Panthenol | Sodium Ascorbyl Phosphate | Adenosine |
| Irritancy | High | Low | Medium | Medium |
| SPF | SPF 30 | SPF 50 | SPF 40 | SPF 50 |
| Drying alcohol | Contains drying alcohol | — | — | — |
| View product | Shop | Shop | Shop |
Based on the ingredient list, we assess that "Sarah Chapman - Skin Insurance SPF30" can provide reliable sun protection. It can protect from both UVA and UVB rays. This is great news because not all sunscreens with SPF ratings give UVA protection. (UVA rays do not cause sunburn, but still damage our skin and lead to early aging).
Its formula is also hydrating, so you might not need an additional moistruizer during the day. This product prevents early signs of aging by protecting against sun damage (all broad spectrum sunscreens do that).
This sunscreen uses a mixture of both mineral and organic (so-called "chemical") UV filters. The organic filters in the product are: avobenzone, octinoxate, octisalate, homosalate and octocrylene. As for the mineral filters, this sunscreen uses titanium dioxide.
It contains a bunch of common irritants, including ingredients that do not provide any known benefit for the skin. It might not be the best choice if your skin is sensitive. We assess the overall irritancy of this product to be high. For a detailed overview of all potential irritants: click here
You can see the detailed formula review with the breakdown of all actives in the product and the full ingredient list with estimated concentrations in the tables below.
The product retails from 76.50$ up to 119.92$ in the United States and from 23.50£ up to 69.00£ in the United Kingdom.
For a detailed price comparison: click here.
Every concentration estimate and effectiveness label is anchored to one of these 33 studies and safety reviews.
Affiliate links · As an Amazon Associate, WIMJ earns from qualifying purchases.