Safe Harbor Natural Face & Neck Sunscreen Lotion, SPF 40

Safe Harbor Natural Face & Neck Sunscreen Lotion, SPF 40

SPF 40Efficacy90/100IrritancyHigh·2 UV filters
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Works for

3 of 3 advertised claims delivered

Sun protection
SPF 40 · 2 UV filters
Broad spectrum
SPF 40Broad spectrumMineral filters

This product offers a good level of protection against both UVB and UVA rays.

It is a mineral sunscreen. In other words, it contains non-organic UV filters. It will probably not sting your eyes but might leave a white cast.

This product can be considered "reef safe" because it does not contain the UV filters (oxybenzone and octinoxate) that can be harmful to coral reefs when present in the water in high concentrations.

UV spectrum
UVB290–320 nmUVA II320–340 nmUVA I340–400 nm
Titanium Dioxide
Zinc Oxide
FilterCoverageWhat it doesEst. amount
Titanium Dioxide Mineral UVBUVA2 Photo-stable Works as a UV filter when used in high concentrations. It is photostable and is effective mostly against the UVB light, with some protection in the UVA range. In small concentrations, used for its ability to improve the color of cosmetic products. Is usually well tolerated by the skin7.1%
Zinc Oxide Mineral UVBUVA Photo-stable A broad spectrum sunblock (protects from both UVA and UVB rays). Is suitable for most sensitive skins. In small concentrations, can be used as a colorant3.5%
Reef-safe
No oxybenzone or octinoxate — the two filters banned in Hawaii, Florida Keys and Aruba.
Moisturizing
Panthenol, Butyrospermum parkii butter + 13 more
Strong evidence
What the product description says
“Face & Neck Natural Moisturizing Sunscreen Lotion Broad Spectrum SPF 40 Helps prevent sunburn If used as directed with other sun protection measures (see Directions), decreases the risk of skin cancer and early skin aging caused by the sun.”
Source: Walmart

This product can help improve hydration of the skin with the two types of ingredients.

The first type is called “humectants”:
these ingredients help attract water. When humectants are on the surface of the skin, they “pull in” the moisture from the outside environment, or from within deeper layers of the skin. The following ingredients in this product do the job: glycerin, sodium lactate.

This product also contains ingredients called “occlusives”. They help reduce the speed with which our skin loses moisture to the outside environment. These ingredients also help soften the upper layer of the skin, so it feels less tight and nicer to the touch. The following ingredients in this product do the job: butyrospermum parkii butter, caprylic/capric triglyceride.

The following ingredients in this product are especially good for supporting the skin barrier and helping with the hydration level: panthenol

Butyrospermum parkii butterKey active· Emollient, OcclusiveEffect: HighA great moisturising ingredient that softens the skin and reduces water loss from its upper layer. It also can be helpful in protecting skin from free radicals~1.3–1.6%
Caprylic/capric triglycerideKey active· Emollient, OcclusiveEffect: HighA good mix of fatty acids that forms a protective layer on the skin. Improves the shelf life of products. Derived from coconut and glycerin~5.9–7.2%
Helianthus annuus seed oilKey active· Emollient, OcclusiveEffect: HighA great emollient due to its high linoleic acid content. One of the most effective plant oils in helping skin hydration and repairing skin barrier function~3.7–4.6%
Hippophae rhamnoides oilKey active· EmollientEffect: HighA good emollient. Contains various ingredients including vitamins and fatty acids that could work in the skin to neutralize free radicals and minimize moisture loss - if enough of these compounds is able to penetrate the skin in an active form.~0.4–0.6%
PanthenolHero· HumectantEffect: HighHelps attract water to the upper layer of the skin and can help improve skin barrier function~0.5–0.75%
Sesamum indicum seed oilKey active· EmollientEffect: HighA good moisturizing plant oil. Due to the high linoleic acid content, it helps soften the upper layer of the skin, reduce water loss and support skin barrier function~4.7–5.7%
Simmondsia chinensis seed oilKey active· Emollient, OcclusiveEffect: HighSoftens the upper layer of skin and helps restore the healthy skin barrier. Has shown to help calm down inflammation in skin. It is a stable oil, meaning that it retains its properties even when exposed to air.~1.8–2.2%
Sodium lactateKey active· HumectantEffect: HighHelps attract water to the upper layer of the skin. Is often used to adjust the pH level of the product~0.1–0.2%
GlycerinKey active· HumectantEffect: HighOne of the best moisturizing ingredients. Naturally present in skin. It attracts water to the upper layer of the skin working as a humectant~3–3.7%
Cetearyl alcoholKey active· EmollientEffect: MediumA non-drying alcohol. Works as an emollient. Helps water and oil mix together and creates a nice product texture~2.5–3%
Porphyra umbilicalis extractKey activeEffect: MediumAn algae extract that can help attract water to the upper layer of the skin. Might have an anti-oxidant effect in skin but evidence is lacking~0.1–0.2%
Glyceryl stearate· EmollientEffect: LowAn emollient that softens the skin and forms a protective layer on its surface. Helps water and oil mix together~1.5–1.9%
AllantoinUnder-dosedEffect: HighHelps calm down inflammation in skin and can help reduce itching. Helps to repair the skin barrier and keep skin hydrated~0.6–0.9%
TocopherolEffect: Low, below effective dosePure form of vitamin E. Can help moisturise and protect the skin from free radicals. Often used to help stabilise other ingredients or the formula itself~0.5–0.8%
LecithinEffect: Low, below effective doseUsed mostly for creating emulsions - helping oil and water mix together. Helps soften the upper layer of the skin~0.5–0.75%
Anti-aging
Butyrospermum parkii butter, Tocopherol
Strong evidence
What the product description says
“Face & Neck Natural Moisturizing Sunscreen Lotion Broad Spectrum SPF 40 Helps prevent sunburn If used as directed with other sun protection measures (see Directions), decreases the risk of skin cancer and early skin aging caused by the sun.”
Source: Walmart

This product can help prevent early signs of skin aging because it offers a good level of broad spectrum sun protection. Sun damage is the main cause of premature skin aging, and protecting your skin from the sun is the best anti-aging strategy.

Butyrospermum parkii butterEffect: LowA great moisturising ingredient that softens the skin and reduces water loss from its upper layer. It also can be helpful in protecting skin from free radicals~1.3–1.6%
TocopherolEffect: Low, below effective dosePure form of vitamin E. Can help moisturise and protect the skin from free radicals. Often used to help stabilise other ingredients or the formula itself~0.5–0.8%
Evens skin tone
Not advertised by the brand · No ingredient credited for this claim
Strong evidence

This product offers broad spectrum sun protection. It means that it can prevent hyperpigmentation and help keep the skin tone even (sun damage is the main factor causing age spots, darkening of post-acne marks and other discolorations).

Can it cause trouble?

Irritancy
3 strong irritants: Parfum, Tilia vulgaris flower extract + 1 more — patch-test recommended
High risk
We flagged 12 ingredients with irritancy potential. Severity depends on your sensitivity threshold; the table lists the worst offenders first.
IngredientFunctionIrritationEst. amount
ParfumAn aromatic blend of unspecified and possibly irritating ingredientsHigh~0.6–0.9%est.
Hippophae rhamnoides oilA good emollient. Contains various ingredients including vitamins and fatty acids that could work in the skin to neutralize free radicals and minimize moisture loss - if enough of these compounds is able to penetrate the skin in an active form.High~0.4–0.6%est.
Chamomilla recutita flower extractPlant extract that can have healing and anti-inflammatory properties. It is a potential allergen and can be irritatingHigh~0.2–0.4%est.
Tilia vulgaris flower extract—High~0.2–0.35%est.
Melissa officinalis leaf extractA plant extract that is added for its fragrance. Can be irritatingHigh~0.15–0.3%est.
Caprylic/capric triglycerideA good mix of fatty acids that forms a protective layer on the skin. Improves the shelf life of products. Derived from coconut and glycerinMedium~5.9–7.2%est.
Cetearyl glucosideHelps water and oil in the product mix well together and improves product textureMedium~2.1–2.6%est.
Simmondsia chinensis seed oilSoftens the upper layer of skin and helps restore the healthy skin barrier. Has shown to help calm down inflammation in skin. It is a stable oil, meaning that it retains its properties even when exposed to air.Medium~1.8–2.2%est.
Potassium cetyl phosphateHelps oil and water mix togetherMedium~1.1–1.3%est.
EthylhexylglycerinA preservativeMedium~0.95–1.15%est.
Tocopheryl acetateA more stable but less bio-available form of vitamin E compared to Tocopherol. Might help moisturize and protect the skin from free radicals, but mostly used in low concentrations to stabilize other ingredients.Medium~0.55–0.85%est.
Sodium lactateHelps attract water to the upper layer of the skin. Is often used to adjust the pH level of the productMedium~0.1–0.2%est.
Comedogenic
3 ingredients rated 2 or more on the 0–5 pore-clogging scale
3 flagged
These ingredients have a comedogenic rating of 2 or more on a 0–5 scale; the table shows each one's rating. In leave-on products they can clog pores in acne-prone skin.
IngredientFunctionRatingEst. amount
Butyrospermum parkii butterA great moisturising ingredient that softens the skin and reduces water loss from its upper layer. It also can be helpful in protecting skin from free radicals3/5~1.3–1.6%est.
Porphyra umbilicalis extractAn algae extract that can help attract water to the upper layer of the skin. Might have an anti-oxidant effect in skin but evidence is lacking3/5~0.1–0.2%est.
Cetearyl alcoholA non-drying alcohol. Works as an emollient. Helps water and oil mix together and creates a nice product texture2/5~2.5–3%est.
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Ingredients

Filter by role to see what each ingredient is doing.

Zinc oxide3.5%
UV filterKey active
Irritation risk
Low
Works for
Sun protection

A broad spectrum sunblock (protects from both UVA and UVB rays). Is suitable for most sensitive skins. In small concentrations, can be used as a colorant

More about Zinc oxide
Titanium dioxide7.1%
UV filterKey active
Irritation risk
Low
Works for
Sun protection

Works as a UV filter when used in high concentrations. It is photostable and is effective mostly against the UVB light, with some protection in the UVA range. In small concentrations, used for its ability to improve the color of cosmetic products. Is usually well tolerated by the skin

More about Titanium dioxide
Water~45–55%
Formula
Irritation risk
Low

Plain old water

More about Water
Caprylic/capric triglyceride~5.9–7.2%
Key activeIrritant · medium
Irritation risk
Medium
Works for
Moisturizing

A good mix of fatty acids that forms a protective layer on the skin. Improves the shelf life of products. Derived from coconut and glycerin

More about Caprylic/capric triglyceride
Sesamum indicum seed oil~4.7–5.7%
Key active
Irritation risk
Low
Works for
Moisturizing

A good moisturizing plant oil. Due to the high linoleic acid content, it helps soften the upper layer of the skin, reduce water loss and support skin barrier function

More about Sesamum indicum seed oil
Helianthus annuus seed oil~3.7–4.6%
Key active
Irritation risk
Low
Works for
Moisturizing

A great emollient due to its high linoleic acid content. One of the most effective plant oils in helping skin hydration and repairing skin barrier function

More about Helianthus annuus seed oil
Glycerin~3–3.7%
Key active
Irritation risk
Low
Works for
Moisturizing

One of the best moisturizing ingredients. Naturally present in skin. It attracts water to the upper layer of the skin working as a humectant

More about Glycerin
Cetearyl alcohol~2.5–3%
Key activeComedogenic 2/5
Irritation risk
Low
Comedogenicity
2/5
Works for
CleansingMoisturizing

A non-drying alcohol. Works as an emollient. Helps water and oil mix together and creates a nice product texture

More about Cetearyl alcohol
Cetearyl glucoside~2.1–2.6%
Irritant · medium
Irritation risk
Medium
Works for
Cleansing

Helps water and oil in the product mix well together and improves product texture

More about Cetearyl glucoside
Simmondsia chinensis seed oil~1.8–2.2%
Key activeIrritant · medium
Irritation risk
Medium
Works for
Moisturizing

Softens the upper layer of skin and helps restore the healthy skin barrier. Has shown to help calm down inflammation in skin. It is a stable oil, meaning that it retains its properties even when exposed to air.

More about Simmondsia chinensis seed oil
Glyceryl stearate~1.5–1.9%
Formula
Irritation risk
Low
Works for
CleansingMoisturizing

An emollient that softens the skin and forms a protective layer on its surface. Helps water and oil mix together

More about Glyceryl stearate
Butyrospermum parkii butter~1.3–1.6%
Key activeComedogenic 3/5
Irritation risk
Low
Comedogenicity
3/5
Works for
MoisturizingAnti-agingAnti-oxidation

A great moisturising ingredient that softens the skin and reduces water loss from its upper layer. It also can be helpful in protecting skin from free radicals

More about Butyrospermum parkii butter
Potassium cetyl phosphate~1.1–1.3%
Irritant · medium
Irritation risk
Medium
Works for
Cleansing

Helps oil and water mix together

More about Potassium cetyl phosphate
Phenoxyethanol~0.5–1%
Formula
Irritation risk
Low

A preservative. It helps prevent bacterial growth in cosmetic products

More about Phenoxyethanol
Ethylhexylglycerin~0.95–1.15%
Irritant · medium
Irritation risk
Medium

A preservative

More about Ethylhexylglycerin
Xanthan gum~0.9–1.1%
Formula
Irritation risk
Low
Works for
Cleansing

Used to create a thicker product consistency

More about Xanthan gum
Peg-40 stearate~0.8–1.2%
Formula
Irritation risk
Low
Works for
Cleansing

Helps oil and water mix together

More about Peg-40 stearate
Trimethoxycaprylylsilane~0.75–1.1%
Formula
Parfum~0.6–0.9%
Irritant · high
Irritation risk
High

An aromatic blend of unspecified and possibly irritating ingredients

More about Parfum
Allantoin~0.6–0.9%
Under-dosed
Irritation risk
Low
Works for
MoisturizingAnti-inflammatoryAnti-blemishReduces rednessReduces irritationExfoliation

Helps calm down inflammation in skin and can help reduce itching. Helps to repair the skin barrier and keep skin hydrated

More about Allantoin
Tocopheryl acetate~0.55–0.85%
Irritant · medium
Irritation risk
Medium
Works for
Anti-oxidation

A more stable but less bio-available form of vitamin E compared to Tocopherol. Might help moisturize and protect the skin from free radicals, but mostly used in low concentrations to stabilize other ingredients.

More about Tocopheryl acetate
Tocopherol~0.5–0.8%
Formula
Irritation risk
Low
Works for
Anti-oxidationMoisturizingAnti-inflammatoryAnti-aging

Pure form of vitamin E. Can help moisturise and protect the skin from free radicals. Often used to help stabilise other ingredients or the formula itself

More about Tocopherol
Panthenol~0.5–0.75%
Hero · Moisturizing
Irritation risk
Low
Works for
Reduces rednessMoisturizingReduces irritation

Helps attract water to the upper layer of the skin and can help improve skin barrier function

More about Panthenol
Lecithin~0.5–0.75%
Formula
Irritation risk
Low
Works for
CleansingMoisturizing

Used mostly for creating emulsions - helping oil and water mix together. Helps soften the upper layer of the skin

More about Lecithin
Soy isoflavones~0.35–0.65%
Formula
Polysorbate 80~0.4–0.6%
Formula
Irritation risk
Low
Works for
Cleansing

Helps water and oil mix together

More about Polysorbate 80
Hippophae rhamnoides oil~0.4–0.6%
Key activeIrritant · high
Irritation risk
High
Works for
MoisturizingAnti-oxidation

A good emollient. Contains various ingredients including vitamins and fatty acids that could work in the skin to neutralize free radicals and minimize moisture loss - if enough of these compounds is able to penetrate the skin in an active form.

More about Hippophae rhamnoides oil
Bisabolol~0.25–0.5%
Formula
Irritation risk
Low
Works for
Anti-inflammatoryReduces irritationAnti-oxidation

An active component of chamomile plant that historically has been used to calm down irritated skin. A recent study shows that bisabolol indeed can have some anti-inflammatory effect on skin, even though conclusive data is lacking. Bisabolol has a sweet floral scent and can be added to products for its aromatic properties

More about Bisabolol
Chamomilla recutita flower extract~0.2–0.4%
Irritant · high
Irritation risk
High
Works for
Anti-inflammatory

Plant extract that can have healing and anti-inflammatory properties. It is a potential allergen and can be irritating

More about Chamomilla recutita flower extract
Tilia vulgaris flower extract~0.2–0.35%
Irritant · high
Melissa officinalis leaf extract~0.15–0.3%
Irritant · high
Irritation risk
High

A plant extract that is added for its fragrance. Can be irritating

More about Melissa officinalis leaf extract
Aspalathus linearis leaf extract~0.1–0.2%
Formula
Irritation risk
Low
Works for
Anti-oxidation

Plant extract that might have help to neutralize free radicals in skin, but evidence of effectiveness is skin is lacking

More about Aspalathus linearis leaf extract
Sodium lactate~0.1–0.2%
Key activeIrritant · medium
Irritation risk
Medium
Works for
Moisturizing

Helps attract water to the upper layer of the skin. Is often used to adjust the pH level of the product

More about Sodium lactate
Porphyra umbilicalis extract~0.1–0.2%
Key activeComedogenic 3/5
Irritation risk
Low
Comedogenicity
3/5
Works for
MoisturizingAnti-oxidation

An algae extract that can help attract water to the upper layer of the skin. Might have an anti-oxidant effect in skin but evidence is lacking

More about Porphyra umbilicalis extract
Ingredient list view

Zinc oxide, Titanium dioxide, Water, Caprylic/capric triglyceride, Sesamum indicum seed oil, Helianthus annuus seed oil, Glycerin, Cetearyl alcohol, Cetearyl glucoside, Simmondsia chinensis seed oil, Glyceryl stearate, Butyrospermum parkii butter, Potassium cetyl phosphate, Phenoxyethanol, Ethylhexylglycerin, Xanthan gum, Peg-40 stearate, Trimethoxycaprylylsilane, Parfum, Allantoin, Tocopheryl acetate, Tocopherol, Panthenol, Lecithin, Soy isoflavones, Polysorbate 80, Hippophae rhamnoides oil, Bisabolol, Chamomilla recutita flower extract, Tilia vulgaris flower extract, Melissa officinalis leaf extract, Aspalathus linearis leaf extract, Sodium lactate, Porphyra umbilicalis extract

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Match % combines shared ingredients, the first five ingredients, shared actives and hero ingredients, irritancy (lower counts in the alternative's favour), texture and body area. Only products in the same routine step are compared.

Side-by-side comparison of this product against its closest alternatives
Safe HarborNatural Face & Neck Sunscreen Lotion, SPF 40YOUR PRODUCTCell Fusion CLaser UV Defense Sunscreen SPF 50Emme DianeClear Defense Non-Tinted SPF 30
Match—50%50%
Price—$18.00—
Shared key ingredients—5 of 145 of 14
Key difference—Ceramide NpDimethicone
Irritancy High Medium High
SPFSPF 40SPF 50SPF 30
Drying alcohol———
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Product summary

Based on the ingredient list, we assess that "Safe Harbor - Natural Face & Neck Sunscreen Lotion, SPF 40" can provide reliable sun protection. It can protect from both UVA and UVB rays. This is great news because not all sunscreens with SPF ratings give UVA protection. (UVA rays do not cause sunburn, but still damage our skin and lead to early aging).

Because it includes good moisturizing ingredients, it can also work as a hydrating day cream. This product prevents early signs of aging by protecting against sun damage (all broad spectrum sunscreens do that).

Sunscreen filters

It is a mineral sunscreen. It uses titanium dioxide and zinc oxide for sun protection. Both titanium dioxide and zinc oxide almost never irritate even the most sensitive skin and eyes, but can leave a white cast.

Irritation risk

There are some common irritants in this product, including ingredients that do not have benefits for the skin. We assess the overall irritancy of this product to be high. For a detailed overview of all potential irritants: click here

You can see the detailed formula review with the breakdown of all actives in the product and the full ingredient list with estimated concentrations in the tables below.

Sources cited in this review

Every concentration estimate and effectiveness label is anchored to one of these 22 studies and safety reviews.

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Safe Harbor Natural Face & Neck Sunscreen Lotion, SPF 40
Safe HarborNatural Face & Neck Sunscreen Lotion, SPF 40

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