Banana Boat Dry Balance Sunscreen Lotion SPF 50+

Banana Boat Dry Balance Sunscreen Lotion SPF 50+

SPF 50Efficacy100/100IrritancyMedium·4 UV filters
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Works for

2 of 2 advertised claims delivered

Sun protection
SPF 50 · 4 UV filters
Broad spectrum
SPF 50Broad spectrumChemical filtersNo white cast

This product offers a good level of protection against both UVB and UVA rays.

This sunscreen uses organic (so-called "chemical") sunscreen filters. Organic, or "chemical" filters usually provide reliable sun protection and rarely leave a white cast. Sunscreens with organic filters can sting eyes.

This product can be considered "reef safe" because it does not contain the UV filters (oxybenzone and octinoxate) that can be harmful to coral reefs when present in the water in high concentrations.

UV spectrum
UVB290–320 nmUVA II320–340 nmUVA I340–400 nm
Homosalate
Octocrylene
Octisalate
Avobenzone
FilterCoverageWhat it doesEst. amount
HomosalateUVB Photo-stable A weak sunscreen that offers some protection against the sun rays that cause sunburn (UVB), but does not offer meaningful protection against protect against the most aging sun rays (UVA). It loses its effectiveness quickly when exposed to sunlight. It is an organic, or so called "chemical" sunscreen. When used in low concentrations, helps to stabilize the product formulation9%
OctocryleneUVB Photo-stable A weak sunscreen that protects against the sun rays that cause sunburn (UVB) and is somewhat effective against the UVA rays. It is quite stable and can help stabilize other, more vulnerable, sunscreen ingredients like Avobenzone. It is an organic, or so called "chemical" sunscreen5%
OctisalateEthylhexyl SalicylateUVBOctisalate. A UV filter. It offers some protection against the sun rays that cause sunburn (UVB), but does not protect against the most aging sun rays (UVA). It loses its effectiveness quickly when exposed to sunlight. It is an organic, or so called "chemical" sunscreen4%
AvobenzoneButyl MethoxydibenzoylmethaneUVA1Avobenzone. An organic, or so-called "chemical" UV filter. Protects against both UVA and UVB rays. Needs to be combined with other filters in a formulation to be stable.3%
Reef-safe
No oxybenzone or octinoxate — the two filters banned in Hawaii, Florida Keys and Aruba.
Moisturizing
Panthenol, Glycerin + 5 more
Strong evidence
What the product description says
“Dry Balance Sunscreen Lotion SPF 50+”
From product name

This product contains good ingredients to attract water to the upper layer of the skin. These ingredients are called "humectants": glycerin, caprylyl glycol.

When humectants are on the surface of the skin, they “pull in” the moisture from the outside environment, or from within deeper layers of the skin. If the air is dry, humectants can speed up the moisture loss from the skin. This is why it is a good idea to use another product on top of this one to help "seal in" the moisture (look for ingredients like dimethicone, squalane, oils and butters).

The following ingredients in this product are especially good for supporting the skin barrier and helping with the hydration level: panthenol

GlycerinKey active· HumectantEffect: HighOne of the best moisturizing ingredients. Naturally present in skin. It attracts water to the upper layer of the skin working as a humectant~0.35–0.8%
PanthenolHero· HumectantEffect: HighHelps attract water to the upper layer of the skin and can help improve skin barrier function~0.05–0.2%
PolymethylsilsesquioxaneKey activeEffect: HighA silicone that improves product texture and helps dissolve other ingredients. Can form a non-greasy film on the skin to prevent moisture loss~0.1–0.5%
Cetearyl alcoholKey active· EmollientEffect: MediumA non-drying alcohol. Works as an emollient. Helps water and oil mix together and creates a nice product texture~0.4–0.9%
Diisopropyl adipateKey active· EmollientEffect: MediumHelps soften the upper layer of the skin~0.4–0.9%
Caprylyl glycol· Humectant, EmollientEffect: LowHelps preserve products and creates a nice product texture~0.2–0.75%
Aloe barbadensis leaf juiceEffect: Low, below effective doseTraditionally used to treat sunburns, dermatitis and inflammation, but evidence for its effectiveness is lacking. The extract can contain humectants that help attract water into the skin~0.05–0.2%
Anti-aging
Not advertised by the brand · Sodium ascorbyl phosphate, Aloe barbadensis leaf juice
Strong evidence

This product can help prevent early signs of skin aging because it offers a good level of broad spectrum sun protection. Sun damage is the main cause of premature skin aging, and protecting your skin from the sun is the best anti-aging strategy.

Sodium ascorbyl phosphateEffect: Low, below effective doseA stable derivative of vitamin C. It is oil-soluble which means it is more likely to penetrate the skin compared to the pure form of vitamin C (which is water-soluble), but it is less bio-available and is way less effective in stimulating collagen and reducing wrinkles compared to the pure form of vitamin C (L-ascorbic acid) and its other derivatives (for example, magnesium ascorbyl phosphate). At the same time, this vitamin C derivative has been shown in studies to be effective in reducing acne, blemishes and clogged pores. It is less irritating then the pure form of vitamin C~0.1–0.4%
Aloe barbadensis leaf juiceEffect: Low, below effective doseTraditionally used to treat sunburns, dermatitis and inflammation, but evidence for its effectiveness is lacking. The extract can contain humectants that help attract water into the skin~0.05–0.2%
Evens skin tone
Not advertised by the brand · No ingredient credited for this claim
Strong evidence

This product offers broad spectrum sun protection. It means that it can prevent hyperpigmentation and help keep the skin tone even (sun damage is the main factor causing age spots, darkening of post-acne marks and other discolorations).

Can it cause trouble?

Irritancy
1 strong irritant: Parfum
Medium risk
We flagged 12 ingredients with irritancy potential. Severity depends on your sensitivity threshold; the table lists the worst offenders first.
IngredientFunctionIrritationEst. amount
ParfumAn aromatic blend of unspecified and possibly irritating ingredientsHigh~1.1–1.6%est.
Coco-glucosideUsed as a cleansing agent (surfactant) in cleansers. Helps water and oil mix together in lotions. Can be irritatingHigh~0.6–1.35%est.
Disodium edtaStabilizes the product formulationMedium~0.5–1%est.
Tocopheryl acetateA more stable but less bio-available form of vitamin E compared to Tocopherol. Might help moisturize and protect the skin from free radicals, but mostly used in low concentrations to stabilize other ingredients.Medium~4.3–6.5%est.
Tapioca starchUsed to create a thicker product consistencyMedium~1.6–2.3%est.
Acrylates/c10-30 alkyl acrylate crosspolymerMaintains the texture of skincare products. Allows the product to spread evenly. Helps oil and water mix togetherMedium~0.9–1.35%est.
Aloe barbadensis leaf juiceTraditionally used to treat sunburns, dermatitis and inflammation, but evidence for its effectiveness is lacking. The extract can contain humectants that help attract water into the skinMedium~0.45–1.05%est.
Sodium ascorbyl phosphateA stable derivative of vitamin C. It is oil-soluble which means it is more likely to penetrate the skin compared to the pure form of vitamin C (which is water-soluble), but it is less bio-available and is way less effective in stimulating collagen and reducing wrinkles compared to the pure form of vitamin C (L-ascorbic acid) and its other derivatives (for example, magnesium ascorbyl phosphate). At the same time, this vitamin C derivative has been shown in studies to be effective in reducing acne, blemishes and clogged pores. It is less irritating then the pure form of vitamin CMedium~0.45–1%est.
Caprylyl glycolHelps preserve products and creates a nice product textureMedium~0.35–0.85%est.
Butyl methoxydibenzoylmethaneAvobenzone. An organic, or so-called "chemical" UV filter. Protects against both UVA and UVB rays. Needs to be combined with other filters in a formulation to be stable.Medium3%
HomosalateA weak sunscreen that offers some protection against the sun rays that cause sunburn (UVB), but does not offer meaningful protection against protect against the most aging sun rays (UVA). It loses its effectiveness quickly when exposed to sunlight. It is an organic, or so called "chemical" sunscreen. When used in low concentrations, helps to stabilize the product formulationMedium9%
OctocryleneA weak sunscreen that protects against the sun rays that cause sunburn (UVB) and is somewhat effective against the UVA rays. It is quite stable and can help stabilize other, more vulnerable, sunscreen ingredients like Avobenzone. It is an organic, or so called "chemical" sunscreenMedium5%
Comedogenic
2 ingredients rated 2 or more on the 0–5 pore-clogging scale
2 flagged
These ingredients have a comedogenic rating of 2 or more on a 0–5 scale; the table shows each one's rating. In leave-on products they can clog pores in acne-prone skin.
IngredientFunctionRatingEst. amount
Cetearyl alcoholA non-drying alcohol. Works as an emollient. Helps water and oil mix together and creates a nice product texture2/5~0.8–1.2%est.
Cetearyl alcoholA non-drying alcohol. Works as an emollient. Helps water and oil mix together and creates a nice product texture2/5~0.4–0.9%est.
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User reviews

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Ingredients

Filter by role to see what each ingredient is doing.

Disodium edta~0.5–1%
Irritant · medium
Irritation risk
Medium

Stabilizes the product formulation

More about Disodium edta
Polymethylsilsesquioxane~3.3–5%
Key active
Irritation risk
Low
Works for
Moisturizing

A silicone that improves product texture and helps dissolve other ingredients. Can form a non-greasy film on the skin to prevent moisture loss

More about Polymethylsilsesquioxane
Tocopheryl acetate~4.3–6.5%
Irritant · medium
Irritation risk
Medium
Works for
Anti-oxidation

A more stable but less bio-available form of vitamin E compared to Tocopherol. Might help moisturize and protect the skin from free radicals, but mostly used in low concentrations to stabilize other ingredients.

More about Tocopheryl acetate
Methylparaben~0.15–0.3%
Formula
Irritation risk
Low

A preservative

More about Methylparaben
Phenoxyethanol~0.5–1%
Formula
Irritation risk
Low

A preservative. It helps prevent bacterial growth in cosmetic products

More about Phenoxyethanol
Diisopropyl adipate~2.2–3.3%
Key active
Irritation risk
Low
Works for
Moisturizing

Helps soften the upper layer of the skin

More about Diisopropyl adipate
Tapioca starch~1.6–2.3%
Irritant · medium
Irritation risk
Medium

Used to create a thicker product consistency

More about Tapioca starch
Propylparaben~0.2–0.4%
Formula
Irritation risk
Low

A preservative

More about Propylparaben
Parfum~1.1–1.6%
Irritant · high
Irritation risk
High

An aromatic blend of unspecified and possibly irritating ingredients

More about Parfum
Silica~1.2–1.8%
Formula
Irritation risk
Low

Used to absorb oil and can temporarily mattify skin

More about Silica
Acrylates/c10-30 alkyl acrylate crosspolymer~0.9–1.35%
Irritant · medium
Irritation risk
Medium

Maintains the texture of skincare products. Allows the product to spread evenly. Helps oil and water mix together

More about Acrylates/c10-30 alkyl acrylate crosspolymer
Coco-glucoside~0.6–1.35%
Irritant · high
Irritation risk
High
Works for
Cleansing

Used as a cleansing agent (surfactant) in cleansers. Helps water and oil mix together in lotions. Can be irritating

More about Coco-glucoside
Ceteth-10 phosphate~0.55–1.3%
Formula
Irritation risk
Low
Works for
Cleansing
More about Ceteth-10 phosphate
Cetearyl alcohol~0.8–1.2%
Key activeComedogenic 2/5
Irritation risk
Low
Comedogenicity
2/5
Works for
CleansingMoisturizing

A non-drying alcohol. Works as an emollient. Helps water and oil mix together and creates a nice product texture

More about Cetearyl alcohol
Sodium hydroxide~0.45–1.1%
Formula
Irritation risk
Low

Used to adjust the product's pH

More about Sodium hydroxide
Aloe barbadensis leaf juice~0.45–1.05%
Irritant · medium
Irritation risk
Medium
Works for
MoisturizingAntibacterialAnti-inflammatoryReduces rednessReduces irritationAnti-blemishAnti-aging

Traditionally used to treat sunburns, dermatitis and inflammation, but evidence for its effectiveness is lacking. The extract can contain humectants that help attract water into the skin

More about Aloe barbadensis leaf juice
Xanthan gum~0.45–1.05%
Formula
Irritation risk
Low
Works for
Cleansing

Used to create a thicker product consistency

More about Xanthan gum
Panthenol~0.4–0.95%
Hero · Moisturizing
Irritation risk
Low
Works for
MoisturizingReduces rednessReduces irritation

Helps attract water to the upper layer of the skin and can help improve skin barrier function

More about Panthenol
Water~0.4–0.9%
Formula
Irritation risk
Low

Plain old water

More about Water
Sodium ascorbyl phosphate~0.45–1%
Under-dosedIrritant · medium
Irritation risk
Medium
Works for
Anti-blemishAnti-oxidationAnti-aging

A stable derivative of vitamin C. It is oil-soluble which means it is more likely to penetrate the skin compared to the pure form of vitamin C (which is water-soluble), but it is less bio-available and is way less effective in stimulating collagen and reducing wrinkles compared to the pure form of vitamin C (L-ascorbic acid) and its other derivatives (for example, magnesium ascorbyl phosphate). At the same time, this vitamin C derivative has been shown in studies to be effective in reducing acne, blemishes and clogged pores. It is less irritating then the pure form of vitamin C

More about Sodium ascorbyl phosphate
Dicetyl phosphate~0.35–0.85%
Formula
Irritation risk
Low
Works for
Cleansing
More about Dicetyl phosphate
Glycerin~0.35–0.85%
Key active
Irritation risk
Low
Works for
Moisturizing

One of the best moisturizing ingredients. Naturally present in skin. It attracts water to the upper layer of the skin working as a humectant

More about Glycerin
Acrylates/c12-22 alkyl methacrylate copolymer~0.4–0.95%
Formula
Caprylyl glycol~0.35–0.85%
Irritant · medium
Irritation risk
Medium
Works for
Moisturizing

Helps preserve products and creates a nice product texture

More about Caprylyl glycol
Butyl methoxydibenzoylmethane3%
UV filterKey activeIrritant · medium
Irritation risk
Medium
Works for
Sun protection

Avobenzone. An organic, or so-called "chemical" UV filter. Protects against both UVA and UVB rays. Needs to be combined with other filters in a formulation to be stable.

More about Butyl methoxydibenzoylmethane
Homosalate9%
UV filterKey activeIrritant · medium
Irritation risk
Medium
Works for
Sun protection

A weak sunscreen that offers some protection against the sun rays that cause sunburn (UVB), but does not offer meaningful protection against protect against the most aging sun rays (UVA). It loses its effectiveness quickly when exposed to sunlight. It is an organic, or so called "chemical" sunscreen. When used in low concentrations, helps to stabilize the product formulation

More about Homosalate
Ethylhexyl salicylate4%
UV filter
Irritation risk
Low
Works for
Sun protection

Octisalate. A UV filter. It offers some protection against the sun rays that cause sunburn (UVB), but does not protect against the most aging sun rays (UVA). It loses its effectiveness quickly when exposed to sunlight. It is an organic, or so called "chemical" sunscreen

More about Ethylhexyl salicylate
Octocrylene5%
UV filterKey activeIrritant · medium
Irritation risk
Medium
Works for
Sun protection

A weak sunscreen that protects against the sun rays that cause sunburn (UVB) and is somewhat effective against the UVA rays. It is quite stable and can help stabilize other, more vulnerable, sunscreen ingredients like Avobenzone. It is an organic, or so called "chemical" sunscreen

More about Octocrylene
Water~0.35–0.75%
Formula
Irritation risk
Low

Plain old water

More about Water
Diisopropyl adipate~0.4–0.9%
Key active
Irritation risk
Low
Works for
Moisturizing

Helps soften the upper layer of the skin

More about Diisopropyl adipate
Silica~0.4–0.95%
Formula
Irritation risk
Low

Used to absorb oil and can temporarily mattify skin

More about Silica
Cetearyl alcohol~0.4–0.9%
Key activeComedogenic 2/5
Irritation risk
Low
Comedogenicity
2/5
Works for
CleansingMoisturizing

A non-drying alcohol. Works as an emollient. Helps water and oil mix together and creates a nice product texture

More about Cetearyl alcohol
Glycerin~0.35–0.8%
Key active
Irritation risk
Low
Works for
Moisturizing

One of the best moisturizing ingredients. Naturally present in skin. It attracts water to the upper layer of the skin working as a humectant

More about Glycerin
Phenoxyethanol~0.35–0.8%
Formula
Irritation risk
Low

A preservative. It helps prevent bacterial growth in cosmetic products

More about Phenoxyethanol
Tapioca starch~0.3–0.75%
Irritant · medium
Irritation risk
Medium

Used to create a thicker product consistency

More about Tapioca starch
Acrylates/c12-22 alkyl methacrylate copolymer~0.35–0.85%
Formula
Caprylyl glycol~0.2–0.75%
Irritant · medium
Irritation risk
Medium
Works for
Moisturizing

Helps preserve products and creates a nice product texture

More about Caprylyl glycol
Acrylates/c10-30 alkyl acrylate crosspolymer~0.3–0.75%
Irritant · medium
Irritation risk
Medium

Maintains the texture of skincare products. Allows the product to spread evenly. Helps oil and water mix together

More about Acrylates/c10-30 alkyl acrylate crosspolymer
Ceteth-10 phosphate~0.2–0.75%
Formula
Irritation risk
Low
Works for
Cleansing
More about Ceteth-10 phosphate
Dicetyl phosphate~0.15–0.65%
Formula
Irritation risk
Low
Works for
Cleansing
More about Dicetyl phosphate
Coco-glucoside~0.35–0.8%
Irritant · high
Irritation risk
High
Works for
Cleansing

Used as a cleansing agent (surfactant) in cleansers. Helps water and oil mix together in lotions. Can be irritating

More about Coco-glucoside
Methylparaben~0.15–0.3%
Formula
Irritation risk
Low

A preservative

More about Methylparaben
Parfum~0.15–0.55%
Irritant · high
Irritation risk
High

An aromatic blend of unspecified and possibly irritating ingredients

More about Parfum
Xanthan gum~0.15–0.6%
Formula
Irritation risk
Low
Works for
Cleansing

Used to create a thicker product consistency

More about Xanthan gum
Propylparaben~0.2–0.4%
Formula
Irritation risk
Low

A preservative

More about Propylparaben
Sodium hydroxide~0.1–0.45%
Formula
Irritation risk
Low

Used to adjust the product's pH

More about Sodium hydroxide
Disodium edta~0.1–0.35%
Irritant · medium
Irritation risk
Medium

Stabilizes the product formulation

More about Disodium edta
Polymethylsilsesquioxane~0.1–0.5%
Key active
Irritation risk
Low
Works for
Moisturizing

A silicone that improves product texture and helps dissolve other ingredients. Can form a non-greasy film on the skin to prevent moisture loss

More about Polymethylsilsesquioxane
Sodium ascorbyl phosphate~0.1–0.4%
Under-dosedIrritant · medium
Irritation risk
Medium
Works for
Anti-blemishAnti-oxidationAnti-aging

A stable derivative of vitamin C. It is oil-soluble which means it is more likely to penetrate the skin compared to the pure form of vitamin C (which is water-soluble), but it is less bio-available and is way less effective in stimulating collagen and reducing wrinkles compared to the pure form of vitamin C (L-ascorbic acid) and its other derivatives (for example, magnesium ascorbyl phosphate). At the same time, this vitamin C derivative has been shown in studies to be effective in reducing acne, blemishes and clogged pores. It is less irritating then the pure form of vitamin C

More about Sodium ascorbyl phosphate
Tocopheryl acetate~0.1–0.4%
Irritant · medium
Irritation risk
Medium
Works for
Anti-oxidation

A more stable but less bio-available form of vitamin E compared to Tocopherol. Might help moisturize and protect the skin from free radicals, but mostly used in low concentrations to stabilize other ingredients.

More about Tocopheryl acetate
Panthenol~0.05–0.2%
Hero · Moisturizing
Irritation risk
Low
Works for
Reduces rednessMoisturizingReduces irritation

Helps attract water to the upper layer of the skin and can help improve skin barrier function

More about Panthenol
Aloe barbadensis leaf juice~0.05–0.2%
Irritant · medium
Irritation risk
Medium
Works for
MoisturizingAntibacterialReduces irritationReduces rednessAnti-inflammatoryAnti-blemishAnti-aging

Traditionally used to treat sunburns, dermatitis and inflammation, but evidence for its effectiveness is lacking. The extract can contain humectants that help attract water into the skin

More about Aloe barbadensis leaf juice
Ingredient list view

Disodium edta, Polymethylsilsesquioxane, Tocopheryl acetate, Methylparaben, Phenoxyethanol, Diisopropyl adipate, Tapioca starch, Propylparaben, Parfum, Silica, Acrylates/c10-30 alkyl acrylate crosspolymer, Coco-glucoside, Ceteth-10 phosphate, Cetearyl alcohol, Sodium hydroxide, Aloe barbadensis leaf juice, Xanthan gum, Panthenol, Water, Sodium ascorbyl phosphate, Dicetyl phosphate, Glycerin, Acrylates/c12-22 alkyl methacrylate copolymer, Caprylyl glycol, Butyl methoxydibenzoylmethane, Homosalate, Ethylhexyl salicylate, Octocrylene, Water, Diisopropyl adipate, Silica, Cetearyl alcohol, Glycerin, Phenoxyethanol, Tapioca starch, Acrylates/c12-22 alkyl methacrylate copolymer, Caprylyl glycol, Acrylates/c10-30 alkyl acrylate crosspolymer, Ceteth-10 phosphate, Dicetyl phosphate, Coco-glucoside, Methylparaben, Parfum, Xanthan gum, Propylparaben, Sodium hydroxide, Disodium edta, Polymethylsilsesquioxane, Sodium ascorbyl phosphate, Tocopheryl acetate, Panthenol, Aloe barbadensis leaf juice

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Worth comparing, line by line.

Match % combines shared ingredients, the first five ingredients, shared actives and hero ingredients, irritancy (lower counts in the alternative's favour), texture and body area. Only products in the same routine step are compared.

Side-by-side comparison of this product against its closest alternatives
Banana BoatDry Balance Sunscreen Lotion SPF 50+YOUR PRODUCTinnisfreeHyaluron Moist Sunscreen MiniManyoHyaluron Hydrating Sunscreenthe Torriden StoreDive-In Low Molecular Hyaluronic Watery Sun Serum PA++++ SPF50+
Match—52%52%51%
Price$8.92$12.98+$4.06$14.01+$5.09$23.39+$14.47
Shared key ingredients—3 of 63 of 63 of 6
Key difference—MadecassosideNiacinamideNiacinamide
Irritancy Medium Medium Medium Low
SPFSPF 50SPF 50SPF 50SPF 50
Drying alcohol————
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Product summary

The ingredient list suggests that "Banana Boat - Dry Balance Sunscreen Lotion SPF 50+" can provide reliable sun protection. It can protect from both UVA and UVB rays. This is great news because not all sunscreens with SPF ratings give UVA protection. (UVA rays do not cause sunburn, but still damage our skin and lead to early aging).

This moisturizer should also be hydrating enough to use without an additional moisturizer during the day. Like all broad-spectrum sunscreens, this product has an anti-aging benefit.

Sunscreen filters

This is a so-called "chemical" sunscreen. It means that it uses organic UV filters. They typically offer good sun protection and rarely leave a white cast, but they can be irritating for some people with sensitive skin. These are the sun protection ingredients in this sunscreen: avobenzone 3.00% (declared), octisalate 4.00% (declared), homosalate 9.00% (declared) and octocrylene 5.00% (declared).

Irritation risk

This moisturizer contains some common irritants, including those without a benefit for the skin. We assess the overall irritancy of this moisturizer to be medium. For a detailed overview of all potential irritants: click here

You can see the detailed formula review with the breakdown of all actives in the product and the full ingredient list with estimated concentrations in the tables below.

What our users say

Based on 1 review 100% recommend this product
  • When it comes to comedogenicity, the reviewer found that it does not clog pores.
  • As for the white cast, the reviewer reported a noticeable whitish residue.
Our users describe the finish of this sunscreen as dewy - matt, They find the product's texture to be light and In terms of the smell, our users report that light fragrance.

Price

The product retails from 8.92$ up to 25.81$ in the United States and for 44.00£ in the United Kingdom.

For a detailed price comparison: click here.

Sources cited in this review

Every concentration estimate and effectiveness label is anchored to one of these 13 studies and safety reviews.

  1. 1
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  3. 3
  4. 4
  5. 5
  6. 6
Banana Boat Dry Balance Sunscreen Lotion SPF 50+
Banana BoatDry Balance Sunscreen Lotion SPF 50+

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