AM - rinse with water only, then apply products
I think your routine is great!
If you'd like to minimize the risk of irritation even further, you could consider switching to a mineral-based sunscreen (e.g. https://whatsinmyjar.com/product/supergoop-mineral-mattescreen-spf-40-pa) and changing the cleanser to a fragrance-free product (like https://whatsinmyjar.com/product/neutrogena-ultra-gentle-hydrating-cleanser-creamy-formula)
I think your routine is great!
If you'd like to minimize the risk of irritation even further, you could consider switching to a mineral-based sunscreen (e.g. https://whatsinmyjar.com/product/supergoop-mineral-mattescreen-spf-40-pa) and changing the cleanser to a fragrance-free product (like https://whatsinmyjar.com/product/neutrogena-ultra-gentle-hydrating-cleanser-creamy-formula)